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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Very approachable

Very easy to talk to and help out Reviewed on: 21st February 2023

Best credit card

100% best credit card. Very easy to use the app.. I've not had 1 issue using thus service. I would highly recommend it.. Reviewed on: 21st February 2023

Easy to use

Easy to use and they are a good company Reviewed on: 21st February 2023

Excellent service

Great service, no complaints or issues experienced Reviewed on: 21st February 2023

Very good

Easy to use the money and easy to pay back too Reviewed on: 21st February 2023

Best credit card on the market.

Zopa is easily the best credit card i have ever owned, everything in the app is easy to use and they stay in contact to make sure you don't overspend also if ever i have had to contact them by phone or email my query is always dealt with immediately and most importantly you get to speak to someone quickly or they get back to you promptly. I cannot praise them enough . Reviewed on: 21st February 2023

Excellent

Top notch excellent service well coordinated Reviewed on: 21st February 2023

Easy and up front

everything about their processes and customer care is easy and understandable Reviewed on: 21st February 2023

friendly,helpful,understanding and polite.

I have always had help when needed Reviewed on: 21st February 2023

Excellent company

I've had a good experience with this company. Great communication. Reviewed on: 21st February 2023

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