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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent customer service and very helpful service.

All customer advisors are very knowledgeable and friendly. Good thing with Zopa , they all acknowledge you through email about your payment, offer, limit and expenses which is amazing to me. One important point is that before getting a card from them you will know your credit limit. Which is really impressive. Reviewed on: 21st February 2023

The best products and app

Thank you for being such a brilliant company to deal with fast and easy response with customer services and the app I second to none Reviewed on: 21st February 2023

Great credit card

Perfect card for those u expected purchases or emergencies. Reviewed on: 21st February 2023

Credit restoration perfection

I took a zopa credit card to boost my credit rating after recovering from a bankruptcy this has helped me raise my credit profile and score over the last year and a bit to the point I am able to gain most credit applications I make now Reviewed on: 21st February 2023

Fairness and equality

Fairness and equality , this card / company give people a great chance to help rebuild their credit without charging the earth to do so , Reviewed on: 21st February 2023

Excellent

Excellent credit card and easy a around Reviewed on: 21st February 2023

Very approachable

Very easy to talk to and help out Reviewed on: 21st February 2023

Best credit card

100% best credit card. Very easy to use the app.. I've not had 1 issue using thus service. I would highly recommend it.. Reviewed on: 21st February 2023

Easy to use

Easy to use and they are a good company Reviewed on: 21st February 2023

Excellent service

Great service, no complaints or issues experienced Reviewed on: 21st February 2023

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