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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Smart credit card, a true revolution.

I am happy with how easy to use the app is, when you make payments, the balance and available credit updates immediately. I get updates to tell me what I spent and where, the interest is more than reasonable, excellent customer service, the best credit card I have been fortunate to ever have had. Reviewed on: 21st February 2023

Excellence

Excellent service and product, great updates and dedicated app Reviewed on: 21st February 2023

Great company

No problems since day one, easy, great app, communication is good for everything. Reviewed on: 21st February 2023

Smooth experience

Great app, excellent services - I particularly like being able to run a savings account alongside the credit card, and have a buffer on the credit card Reviewed on: 21st February 2023

zopa review

great company. great app very easy to use Reviewed on: 21st February 2023

Great

Quick repayment that instantly shows up, unlike other credit cards that can take days. Reviewed on: 21st February 2023

Easy to use and kept up to date with everything monthly

No complaints whatsoever app easy to use payments easy overruling fuss Reviewed on: 21st February 2023

Good Company/Easy to use

The company allows access to all credit requirements online. Your finances are clear and it’s easy to make payments, change credit limits where required. Reviewed on: 21st February 2023

Would recommend to anyone, so handy having the app to always be able to check balance etc

The support is great if have any questions and really like the notifications when you spend so you know what’s going on all the time, very clear and easy to use Reviewed on: 21st February 2023

Unbeatable

This is the only credit card I have got or ever had and wouldn't go anywhere else for one. Easy to use, easy to make payments to, easy to adjust payments, have credit cushion so dont get too close to maximum credit. Reviewed on: 21st February 2023

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