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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Really good

Never had any problems with this credit card, really useful Reviewed on: 21st February 2023

Excellent

Excellent service, would definitely recommend them to anyone that needs help. Reviewed on: 21st February 2023

Always great customer service!

App is easy to use, pin is easily accessible and just an overall great service Reviewed on: 21st February 2023

Great

Great service had no issues app easy to manage Reviewed on: 21st February 2023

Brilliant card

Since getting my zopa its been easy to monitor my credit at a great rate! Highley recommended Reviewed on: 21st February 2023

Great for Credit card

I’m very pleased with Zopa and specially their review on my profile which helps me to improve my credit profile Reviewed on: 21st February 2023

Easy app with real time balance and repayment due dates

Friendly and easy to use mobile app that lets you stay in control of your spending Reviewed on: 21st February 2023

Smart credit card, a true revolution.

I am happy with how easy to use the app is, when you make payments, the balance and available credit updates immediately. I get updates to tell me what I spent and where, the interest is more than reasonable, excellent customer service, the best credit card I have been fortunate to ever have had. Reviewed on: 21st February 2023

Excellence

Excellent service and product, great updates and dedicated app Reviewed on: 21st February 2023

Great company

No problems since day one, easy, great app, communication is good for everything. Reviewed on: 21st February 2023

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