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Zopa: Credit card reviews

4.94
Based on 44,337 reviews, last reviewed 21st Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026
Austin Hicks's avatar
Austin Hicks

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44337)

Fab service

5
Always give fab service and quick to resolve anything Reviewed on: 21st February 2023

Great card with easy to use app

5
The app is easy to use so it’s very clear how to manage your finances and very secure. I’m really happy with the experience I’ve had. Reviewed on: 21st February 2023

One of the best credit card in uk

5
They provide best customer service Reviewed on: 21st February 2023

Good Service

5
All round great card and service. Reviewed on: 21st February 2023

Zopa credit card

5
I have enjoyed using Zopa. The app is easy to use and user friendly, has all the information needed. Reviewed on: 21st February 2023

Credit card

5
App is easy to use. And easy to understand Reviewed on: 21st February 2023

Fantastic service

5
Great card with a modern, easy to use app. Reviewed on: 21st February 2023

It's great

5
Very easy to use app reminders about payment and how much credit you've used card came within few days love it Reviewed on: 21st February 2023

Perfect card to have no problem accessing account or using of card

5
Good card no problem with it at all paying back is very easy Reviewed on: 21st February 2023

Easy

4
Zopa credit card is very easy to use the app is great no messing around everything is straight forward with nothing hidden and it alerts you as soon as you spend so you can keep track very pleased with the service provided. Reviewed on: 21st February 2023

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