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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Unbeatable

This is the only credit card I have got or ever had and wouldn't go anywhere else for one. Easy to use, easy to make payments to, easy to adjust payments, have credit cushion so dont get too close to maximum credit. Reviewed on: 21st February 2023

Brilliant card provider

Works very well and instant credit when paying your card Reviewed on: 21st February 2023

Great for making my credit better

Would highly recommend they have been so helpful for me Reviewed on: 21st February 2023

Good company

Excellent service, love the text message reminder of payment so I don't forget to pay Reviewed on: 21st February 2023

Very easy to use

Very easy to use, easily accessible and to navigate Reviewed on: 21st February 2023

Happy customer

I signed up for a new credit card with Zopa. It was very quick process without any hassle. Reviewed on: 21st February 2023

Thanks

They helped me out alot Thanks too them. Reviewed on: 21st February 2023

Zopa credit card

Amazing Really good the app is brillant to use aswel really easy Reviewed on: 21st February 2023

Great company!

Accepted me when I didn’t think it would happen. Communication is brilliant and always clear and concise. Reviewed on: 21st February 2023

A no-drama credit company

An easy to use app , no hidden cost . Just what you want from a credit company . Reviewed on: 21st February 2023

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