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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good

I strongly recommend Zopa credit card Reviewed on: 21st February 2023

Fab service

Always give fab service and quick to resolve anything Reviewed on: 21st February 2023

Great card with easy to use app

The app is easy to use so it’s very clear how to manage your finances and very secure. I’m really happy with the experience I’ve had. Reviewed on: 21st February 2023

One of the best credit card in uk

They provide best customer service Reviewed on: 21st February 2023

Good Service

All round great card and service. Reviewed on: 21st February 2023

Zopa credit card

I have enjoyed using Zopa. The app is easy to use and user friendly, has all the information needed. Reviewed on: 21st February 2023

Credit card

App is easy to use. And easy to understand Reviewed on: 21st February 2023

Fantastic service

Great card with a modern, easy to use app. Reviewed on: 21st February 2023

It's great

Very easy to use app reminders about payment and how much credit you've used card came within few days love it Reviewed on: 21st February 2023

Perfect card to have no problem accessing account or using of card

Good card no problem with it at all paying back is very easy Reviewed on: 21st February 2023

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