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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Very easy to use

Very easy to use, easily accessible and to navigate Reviewed on: 21st February 2023

Happy customer

I signed up for a new credit card with Zopa. It was very quick process without any hassle. Reviewed on: 21st February 2023

Thanks

They helped me out alot Thanks too them. Reviewed on: 21st February 2023

Zopa credit card

Amazing Really good the app is brillant to use aswel really easy Reviewed on: 21st February 2023

Great company!

Accepted me when I didn’t think it would happen. Communication is brilliant and always clear and concise. Reviewed on: 21st February 2023

A no-drama credit company

An easy to use app , no hidden cost . Just what you want from a credit company . Reviewed on: 21st February 2023

Good

I strongly recommend Zopa credit card Reviewed on: 21st February 2023

Fab service

Always give fab service and quick to resolve anything Reviewed on: 21st February 2023

Great card with easy to use app

The app is easy to use so it’s very clear how to manage your finances and very secure. I’m really happy with the experience I’ve had. Reviewed on: 21st February 2023

One of the best credit card in uk

They provide best customer service Reviewed on: 21st February 2023

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