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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Reliable and easy to use

5
Zopa app is very easy to use and helpful! Reviewed on: 21st February 2023

Great Company

5
5/5, never had an issue with Zopa and it's helped me manage money better. Reviewed on: 21st February 2023

Great credit card

5
Perfect credit card to help build my credit good credit limit keeping within what I can afford Reviewed on: 21st February 2023

Great card!

5
Easy to access, great ppportunity Reviewed on: 21st February 2023

Friendly and professional

5
They were great to talk to polite and friendly no always putting you first thank you would recommend family and friends Reviewed on: 21st February 2023

Help with credit score

5
Applied for a credit card to help improve my not very gods credit score. The app is brilliant and I can see what I have spent and make payments with ease. Reviewed on: 21st February 2023

No fuss, easy life

5
Great service, fast customer response and faultless on the go app access. ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 21st February 2023

Zopa Credit Card

5
Very goog everyday and perfect for journey Reviewed on: 21st February 2023

Good card

5
Easy to use ......................... Reviewed on: 21st February 2023

Excellent lending options and affordable. Very good customer service

5
I have a very good experience with Zopa and have helped me in difficult times Reviewed on: 21st February 2023

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