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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card

Very good customer service and an app that is easy to use Reviewed on: 21st February 2023

It has been an amazing app and credit card

It's a good experience with the zopa credit card Reviewed on: 21st February 2023

Outstanding

Great nice and simple to use no issues Reviewed on: 21st February 2023

Fantastic company

Speedy application, great app and superb at managing your account Reviewed on: 21st February 2023

Practical

Does everything I need it's that simple Reviewed on: 21st February 2023

Perfect

Outstanding customer service has been a real help in difficult times perfect solution Reviewed on: 21st February 2023

An excellent option for those with poor credit

Due to previous problems, my credit score is quite poor but zopa are helping me to improve it. They are professional, fair and extremely easy to use Reviewed on: 21st February 2023

Cracking credit card service.

Really happy with service from day one. Reviewed on: 21st February 2023

Absolutely brilliant

I love Zopa, the application is easy to use and every thing is simplified! Well done Zopa team ☺️ Reviewed on: 21st February 2023

Very good service

Perfect credit card and rate and very easy to use in shops Reviewed on: 21st February 2023

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