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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Amazing application process, competitive APR

Smooth eligibility process, easy to use app, and regular communication regarding rates and borrowing power Reviewed on: 21st February 2023

Brilliant and useful

Useful to brake up payments over 4 payments. And good to earn point for money off Reviewed on: 21st February 2023

Fantastic company with all the tools you need in one place

Really easy to use app and payments come straight off your balance when you credit your account. Just brilliant !!!!! Reviewed on: 21st February 2023

I m giving you 10

I m very happy because Zopa help me always Reviewed on: 21st February 2023

New Customer

I have had no problems at all with my new card and in fact when I pay into it, the balance is updated within minutes. Reviewed on: 21st February 2023

Easy to use app and no drama

Good so far nothing to complain about. Would recommend Reviewed on: 21st February 2023

Great credit card

Very good customer service and an app that is easy to use Reviewed on: 21st February 2023

It has been an amazing app and credit card

It's a good experience with the zopa credit card Reviewed on: 21st February 2023

Outstanding

Great nice and simple to use no issues Reviewed on: 21st February 2023

Fantastic company

Speedy application, great app and superb at managing your account Reviewed on: 21st February 2023

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