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Zopa: Credit card reviews

4.94
Based on 44,336 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card company Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026
Wendy Wilson 's avatar
Wendy Wilson

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44336)

easy to manage

4
it has been easy to keep track of my money and a easy service and great online app. Reviewed on: 21st February 2023

Great company

5
Easy to use app and communication when needed. Glad I applied Reviewed on: 21st February 2023

Great service

5
Never had any issues and the app works really well. Reviewed on: 21st February 2023

Good item

5
Always helpful listening to any problems Reviewed on: 21st February 2023

I recommend

5
Had no issues at all - been very easy to use and the app is great! Reviewed on: 21st February 2023

Excellent

4
Easy to apply and use. Good rates Reviewed on: 21st February 2023

Easy and Convient

5
Zopa credit card and app to manage is simple, straightforward and uncomplicated. Everything you need easy to find. Reviewed on: 21st February 2023

Very happy

5
Very easy to use the card & the App Reviewed on: 21st February 2023

Fair Credit

4
Zopa provide a fair credit system Reviewed on: 21st February 2023

Good

4
Good company dose what it needs to do Reviewed on: 21st February 2023

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