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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very happy with my service

All there when needed help happy with the service Reviewed on: 21st February 2023

User Friendly

Easy to set up and app keeps you notified of spending Reviewed on: 21st February 2023

Great Product

It's a great product accompanied by a superior mobile app. The credit update is real time which is something I have not experienced before...highly recommend Reviewed on: 21st February 2023

Best credit card

Very good, reliable, honest, uodate on score, update on history and give you option to top up credit loan, very friendly company and have already recommended to lots of people Reviewed on: 21st February 2023

User friendly, simple

Easy smooth process, love the app. All very easy! Reviewed on: 21st February 2023

Brilliant service

Fantastic service from the start no trouble at all, brilliant credit card, definitely recomend Reviewed on: 21st February 2023

helpful and convenient

Zopa credit card has been great for me as been able to spread costs through these tough times and they always keep you up to date on stuff like limits, spending, offers etc. Reviewed on: 21st February 2023

First class service

First class service who treat you like an individual and help you to grow Reviewed on: 21st February 2023

easy to use

the app is easy - all communication is great and service is great Reviewed on: 21st February 2023

Easy to pay and pay back

Fast payment eas, to use and check where you are with your credit Reviewed on: 21st February 2023

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