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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Practical

Does everything I need it's that simple Reviewed on: 21st February 2023

Perfect

Outstanding customer service has been a real help in difficult times perfect solution Reviewed on: 21st February 2023

An excellent option for those with poor credit

Due to previous problems, my credit score is quite poor but zopa are helping me to improve it. They are professional, fair and extremely easy to use Reviewed on: 21st February 2023

Cracking credit card service.

Really happy with service from day one. Reviewed on: 21st February 2023

Absolutely brilliant

I love Zopa, the application is easy to use and every thing is simplified! Well done Zopa team ☺️ Reviewed on: 21st February 2023

Very good service

Perfect credit card and rate and very easy to use in shops Reviewed on: 21st February 2023

Very happy with my service

All there when needed help happy with the service Reviewed on: 21st February 2023

User Friendly

Easy to set up and app keeps you notified of spending Reviewed on: 21st February 2023

Great Product

It's a great product accompanied by a superior mobile app. The credit update is real time which is something I have not experienced before...highly recommend Reviewed on: 21st February 2023

Best credit card

Very good, reliable, honest, uodate on score, update on history and give you option to top up credit loan, very friendly company and have already recommended to lots of people Reviewed on: 21st February 2023

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