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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Lender with confidence

A lender who keeps you informed of all matters of your account Reviewed on: 21st February 2023

Great credit card

Great credit card, easy to use app with good features such as borrowing power updates Reviewed on: 21st February 2023

easy to manage

it has been easy to keep track of my money and a easy service and great online app. Reviewed on: 21st February 2023

Great company

Easy to use app and communication when needed. Glad I applied Reviewed on: 21st February 2023

Great service

Never had any issues and the app works really well. Reviewed on: 21st February 2023

Good item

Always helpful listening to any problems Reviewed on: 21st February 2023

I recommend

Had no issues at all - been very easy to use and the app is great! Reviewed on: 21st February 2023

Excellent

Easy to apply and use. Good rates Reviewed on: 21st February 2023

Easy and Convient

Zopa credit card and app to manage is simple, straightforward and uncomplicated. Everything you need easy to find. Reviewed on: 21st February 2023

Very happy

Very easy to use the card & the App Reviewed on: 21st February 2023

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