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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

User friendly, simple

Easy smooth process, love the app. All very easy! Reviewed on: 21st February 2023

Brilliant service

Fantastic service from the start no trouble at all, brilliant credit card, definitely recomend Reviewed on: 21st February 2023

helpful and convenient

Zopa credit card has been great for me as been able to spread costs through these tough times and they always keep you up to date on stuff like limits, spending, offers etc. Reviewed on: 21st February 2023

First class service

First class service who treat you like an individual and help you to grow Reviewed on: 21st February 2023

easy to use

the app is easy - all communication is great and service is great Reviewed on: 21st February 2023

Easy to pay and pay back

Fast payment eas, to use and check where you are with your credit Reviewed on: 21st February 2023

Lender with confidence

A lender who keeps you informed of all matters of your account Reviewed on: 21st February 2023

Great credit card

Great credit card, easy to use app with good features such as borrowing power updates Reviewed on: 21st February 2023

easy to manage

it has been easy to keep track of my money and a easy service and great online app. Reviewed on: 21st February 2023

Great company

Easy to use app and communication when needed. Glad I applied Reviewed on: 21st February 2023

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