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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great service

Never had any issues and the app works really well. Reviewed on: 21st February 2023

Good item

Always helpful listening to any problems Reviewed on: 21st February 2023

I recommend

Had no issues at all - been very easy to use and the app is great! Reviewed on: 21st February 2023

Excellent

Easy to apply and use. Good rates Reviewed on: 21st February 2023

Easy and Convient

Zopa credit card and app to manage is simple, straightforward and uncomplicated. Everything you need easy to find. Reviewed on: 21st February 2023

Very happy

Very easy to use the card & the App Reviewed on: 21st February 2023

Fair Credit

Zopa provide a fair credit system Reviewed on: 21st February 2023

Good

Good company dose what it needs to do Reviewed on: 21st February 2023

Zopa is truly the best amongst the rest

Firstly would like to say that Zopa has the best services. Every time I have questions to ask your help line is always fantastic, they are swift , professional and reliable . Secondly I have gained offers , upgrade from Zopa and I must say it a good one. Their service is user friendly and updates are good. I will choose Zopa again and again Reviewed on: 21st February 2023

Definitely recommend

Easy to apply and communicate with them. Easy to use the app and good credit limit increases. Very happy with my credit card Reviewed on: 21st February 2023

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