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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,336 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card company Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026
Wendy Wilson 's avatar
Wendy Wilson

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44336)

Customer service is second to none

5
The service is fantastic, the care towards their customers is fantastic Reviewed on: 21st February 2023
Ibiyinka Macaulay's avatar
Ibiyinka Macaulay

Helpful and caring

5
After going through a bankruptcy, Zopa helped me start to build my credit rating back up. They monitor and keep me informed if my balance is looking high. They set a sensible limit and are always there to help if I need advice on my card or balance. I feel much more credit savvy with Zopa in my team. Reviewed on: 21st February 2023
Mike c's avatar
Mike c

Excellent service

5
Amazing the best l have ever come across Reviewed on: 21st February 2023
zweli nkomo's avatar
zweli nkomo

Review

5
As someone who previously had a low credit score, Zopa allowed me to have a purchase only credit card. Since having a Zopa account, my credit score has massively increased and I am now above the local average as well as the average in my area. It's great to see how a credit card can benefit you in the longrun, as well as being a really easy and simplistic system to use. I find the app very user-friendly Reviewed on: 21st February 2023
Nicole Hazell's avatar
Nicole Hazell

Excellent service

5
From start to finish excellent service provided Reviewed on: 21st February 2023
S birch's avatar
S birch

Credit card

4
Well worth it if need buy tickets book holidays Reviewed on: 21st February 2023
Brian 's avatar
Brian

Helpful

5
Easy to set up and use, communication is good and no unexpected fees Reviewed on: 21st February 2023
Candide71 's avatar
Candide71

Very easy to use and run

5
They keep you informed of when and what you need to pay Reviewed on: 21st February 2023
nicholas pattinson's avatar
nicholas pattinson

They're a very helpful and friendly company

5
Always had a good experience with them Reviewed on: 21st February 2023
Steven Boyd's avatar
Steven Boyd

Simply amazing

5
User friendly app interface, good customer support and provides good credit report. Reviewed on: 21st February 2023
parlapalli charanreddy's avatar
parlapalli charanreddy

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