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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,335 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

MOVE Online provided an excellent service from start... MOVE Online provided an excellent service from start to finish. The platform is easy to navigate, and the support team is professional, friendly, and ... Read more Reviewed on: 21st April 2026
Ahmed A's avatar
Ahmed A

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44335)

Outstanding service

5
No pressure from the company, no problems with opening an account. Reviewed on: 21st February 2023
Barry 's avatar
Barry

Great Product

5
Easy application and sensible credit limits. Great mobile app Reviewed on: 21st February 2023
C Williams's avatar
C Williams

Very good

5
Great credit card easy to use and easy to keep on top of. Good financial help Reviewed on: 21st February 2023
Nigel Meaking's avatar
Nigel Meaking

Great card

5
Excellent company, keep you upto date with payment dates. Rate increases etc Reviewed on: 21st February 2023
YJB Swans's avatar
YJB Swans

The best one

5
Zope bank has been providing outstanding service, and their customer service is top-notch in my opinion. Reviewed on: 21st February 2023
balthi kiran's avatar
balthi kiran

Very easy to manage and to understand.

5
Very easy to manage and to understand. Reviewed on: 21st February 2023
Lynda Lopez's avatar
Lynda Lopez

helped me when not many would and for that I am very greatful

5
everything online so I can pay when I have extra funds and its straight forward and zopa are 1 of only 2 credit providers who would help me when I really needed it as 5 years ago I was in a desperate place and my credit took a massive hit Reviewed on: 21st February 2023
douane partington's avatar
douane partington

Brilliant credit card service

5
Very easy app to use, interest rates really good and affordable love this company Reviewed on: 21st February 2023
Cathrin Stevens 's avatar
Cathrin Stevens

Very easy to use

4
Happy with the app and service Easy application process and quick response Reviewed on: 21st February 2023
Karolina 's avatar
Karolina

Excellent customer care ,quick and efficient service.

5
The service is quick and efficient and customer care staff is excellent. Reviewed on: 21st February 2023
Neketa Wickham's avatar
Neketa Wickham

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