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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Its ok but not fantastic

I try to change payment day about 6 months . And every time when I change nothing happend and every month Zoopa charge me 12 . When I spoke with customer service I don't recive any help . He had wrong attitude, he's answers was like he's not interested my case . Reviewed on: 21st February 2023

Good and easy to manage my account

The interest rate is high. The app is good to manage my account and make payments which makes it easy for me. Reviewed on: 21st February 2023

everything i need

brilliant card to have, helps me save money on broadband / insurance, and others, as well as keeping an eye on my credit score, it just has everything in one account Reviewed on: 21st February 2023

Amzing card

Good card easy to use the app is perfect good company too. Reviewed on: 21st February 2023

Good to use

Easy convieniant quick to load very handy Reviewed on: 21st February 2023

Fantastic Company

This Company I had never heard of, but after receiving the card, I found them to be very professional, friendly and customer service were 2nd to none, I would really recommend them to everybody Reviewed on: 21st February 2023

Great card

Great card and good app. Works well for me Reviewed on: 21st February 2023

Great service

Fantastic to deal with, friendly and helpful Reviewed on: 21st February 2023

Customer service is second to none

The service is fantastic, the care towards their customers is fantastic Reviewed on: 21st February 2023

Helpful and caring

After going through a bankruptcy, Zopa helped me start to build my credit rating back up. They monitor and keep me informed if my balance is looking high. They set a sensible limit and are always there to help if I need advice on my card or balance. I feel much more credit savvy with Zopa in my team. Reviewed on: 21st February 2023

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