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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Excellent service

5
Amazing the best l have ever come across Reviewed on: 21st February 2023
zweli nkomo's avatar
zweli nkomo

Review

5
As someone who previously had a low credit score, Zopa allowed me to have a purchase only credit card. Since having a Zopa account, my credit score has massively increased and I am now above the local average as well as the average in my area. It's great to see how a credit card can benefit you in the longrun, as well as being a really easy and simplistic system to use. I find the app very user-friendly Reviewed on: 21st February 2023
Nicole Hazell's avatar
Nicole Hazell

Excellent service

5
From start to finish excellent service provided Reviewed on: 21st February 2023
S birch's avatar
S birch

Credit card

4
Well worth it if need buy tickets book holidays Reviewed on: 21st February 2023
Brian 's avatar
Brian

Helpful

5
Easy to set up and use, communication is good and no unexpected fees Reviewed on: 21st February 2023
Candide71 's avatar
Candide71

Very easy to use and run

5
They keep you informed of when and what you need to pay Reviewed on: 21st February 2023
nicholas pattinson's avatar
nicholas pattinson

They're a very helpful and friendly company

5
Always had a good experience with them Reviewed on: 21st February 2023
Steven Boyd's avatar
Steven Boyd

Simply amazing

5
User friendly app interface, good customer support and provides good credit report. Reviewed on: 21st February 2023
parlapalli charanreddy's avatar
parlapalli charanreddy

Excellent and quick response time.

5
Every time I have a question, gets answered quickly. Reviewed on: 21st February 2023
Bilal Anwar's avatar
Bilal Anwar

Outstanding service

5
No pressure from the company, no problems with opening an account. Reviewed on: 21st February 2023
Barry 's avatar
Barry

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