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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

They're a very helpful and friendly company

Always had a good experience with them Reviewed on: 21st February 2023

Simply amazing

User friendly app interface, good customer support and provides good credit report. Reviewed on: 21st February 2023

Excellent and quick response time.

Every time I have a question, gets answered quickly. Reviewed on: 21st February 2023

Outstanding service

No pressure from the company, no problems with opening an account. Reviewed on: 21st February 2023

Great Product

Easy application and sensible credit limits. Great mobile app Reviewed on: 21st February 2023

Very good

Great credit card easy to use and easy to keep on top of. Good financial help Reviewed on: 21st February 2023

Great card

Excellent company, keep you upto date with payment dates. Rate increases etc Reviewed on: 21st February 2023

The best one

Zope bank has been providing outstanding service, and their customer service is top-notch in my opinion. Reviewed on: 21st February 2023

Very easy to manage and to understand.

Very easy to manage and to understand. Reviewed on: 21st February 2023

helped me when not many would and for that I am very greatful

everything online so I can pay when I have extra funds and its straight forward and zopa are 1 of only 2 credit providers who would help me when I really needed it as 5 years ago I was in a desperate place and my credit took a massive hit Reviewed on: 21st February 2023

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