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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great Product

Easy application and sensible credit limits. Great mobile app Reviewed on: 21st February 2023

Very good

Great credit card easy to use and easy to keep on top of. Good financial help Reviewed on: 21st February 2023

Great card

Excellent company, keep you upto date with payment dates. Rate increases etc Reviewed on: 21st February 2023

The best one

Zope bank has been providing outstanding service, and their customer service is top-notch in my opinion. Reviewed on: 21st February 2023

Very easy to manage and to understand.

Very easy to manage and to understand. Reviewed on: 21st February 2023

helped me when not many would and for that I am very greatful

everything online so I can pay when I have extra funds and its straight forward and zopa are 1 of only 2 credit providers who would help me when I really needed it as 5 years ago I was in a desperate place and my credit took a massive hit Reviewed on: 21st February 2023

Brilliant credit card service

Very easy app to use, interest rates really good and affordable love this company Reviewed on: 21st February 2023

Very easy to use

Happy with the app and service Easy application process and quick response Reviewed on: 21st February 2023

Excellent customer care ,quick and efficient service.

The service is quick and efficient and customer care staff is excellent. Reviewed on: 21st February 2023

Excellent Service

Very quick and efficient customer service . Always polite. . Reviewed on: 21st February 2023

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