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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant credit card service

Very easy app to use, interest rates really good and affordable love this company Reviewed on: 21st February 2023

Very easy to use

Happy with the app and service Easy application process and quick response Reviewed on: 21st February 2023

Excellent customer care ,quick and efficient service.

The service is quick and efficient and customer care staff is excellent. Reviewed on: 21st February 2023

Excellent Service

Very quick and efficient customer service . Always polite. . Reviewed on: 21st February 2023

Very Happy

I love how my payments clear instantly, the app is easy to use and clear. Reviewed on: 21st February 2023

Simple application and app

Application was easy and app is great Reviewed on: 21st February 2023

Great product

No issues with the service. Gave me a chance when I was struggling to get credit and now I am financially stable and this is in part thanks to the belief Zopa had in my situation! Reviewed on: 21st February 2023

Easy to use

Excellent product, superb customer service highly recommended Reviewed on: 21st February 2023

Easy, caring, convenient

Have been accommodating and simple to use. App is very friendly Reviewed on: 21st February 2023

Great service

Great service provided would recommend them Reviewed on: 21st February 2023

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