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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Very Happy

I love how my payments clear instantly, the app is easy to use and clear. Reviewed on: 21st February 2023

Simple application and app

Application was easy and app is great Reviewed on: 21st February 2023

Great product

No issues with the service. Gave me a chance when I was struggling to get credit and now I am financially stable and this is in part thanks to the belief Zopa had in my situation! Reviewed on: 21st February 2023

Easy to use

Excellent product, superb customer service highly recommended Reviewed on: 21st February 2023

Easy, caring, convenient

Have been accommodating and simple to use. App is very friendly Reviewed on: 21st February 2023

Great service

Great service provided would recommend them Reviewed on: 21st February 2023

Best credit card I've had

It's Hastle free, the monthly repayments aren't steep Reviewed on: 21st February 2023

New way to get credit

Very competitive rates and no red tape. Customer oriented and easy to contact. Reviewed on: 21st February 2023

easiest app interfere

Easy to use and pay back, easy application and Super fast delivery Reviewed on: 21st February 2023

Good service

Good app simple to use easy set up straight forward and keeps you updated Reviewed on: 21st February 2023

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