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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44335 reviews)

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4.94

Based on 44,335 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

MOVE Online provided an excellent service from start... MOVE Online provided an excellent service from start to finish. The platform is easy to navigate, and the support team is professional, friendly, and ... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44335)

Zopa loan

Friendly team transparent user friendly app Reviewed on: 21st February 2023

Really simple to apply

Really easy to apply and the app is really easy to use too. Reviewed on: 21st February 2023

Great service

The app is really great for keeping on top of your finances. Reviewed on: 21st February 2023

Very clear, fast application and app

From the get go, Zopa understood my needs and were very facet in setting up account. Very clear app with options of credit cushion so no over spending. Reviewed on: 21st February 2023

Perfect service

As someone with a mediocre credit score I was accepted . This was perfect for me Reviewed on: 21st February 2023

Best experience and quite happy

I have been using multiple credit cards. But this card is simply awesome when compared with others. Happy using since last 4 months. Reviewed on: 21st February 2023

Great

Very well updated and help with payments Reviewed on: 21st February 2023

Best customer service

Quick acting and positive customer service, always on the other end of a call no matter how small the issue Reviewed on: 21st February 2023

Easy to manage

Easy to manage your account with useful tips to improve credit score. Highly recommended! Reviewed on: 21st February 2023

Perfect for first time credit

Zopa have been fair and helpful I've been with Zopa for a while now and I have never had a problem with them Reviewed on: 21st February 2023

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