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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Handy

Very handy in emergencies when you run out or forget your money Reviewed on: 21st February 2023

Brilliant

Very easy and very informative of any changes Reviewed on: 21st February 2023

Easy and reliable service

Easy and reliable service. Zopas app is excellent and allows for quick updates and checking of your account. Highly recommended. Reviewed on: 21st February 2023

Fantastic company

When no one would give me a chance these did and they have been great throughout my time with them. Even had my car hijacked and my card was in my car and they were so kind and supportive and helpful throughout. Highly recommended company Reviewed on: 21st February 2023

All helpful

The best credit card I ever had Reviewed on: 21st February 2023

Interest rate

Went up 10% since i have it. So it was not fixed as promised. Reviewed on: 21st February 2023

Great credit card to start building credit

I have used Zopa for a little over a year I believe, and it has helped me to improve my credit score! With friendly customer service staff, whenever I have had an issue it has always been swiftly resolved with a can-do attitude. I would totally recommend! Reviewed on: 21st February 2023

Very well customer services based

Always on hand to help no query to big, all round great. Reviewed on: 21st February 2023

Great service

Love been part of this company,great communication with them,and great App Reviewed on: 21st February 2023

Reliable hassle free

Reliable card taken everywhere with hassle free app to keep an eye on spending and make additional payments easy Reviewed on: 21st February 2023

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