Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

It has been an amazing app and credit card

It's a good experience with the zopa credit card Reviewed on: 21st February 2023

Outstanding

Great nice and simple to use no issues Reviewed on: 21st February 2023

Fantastic company

Speedy application, great app and superb at managing your account Reviewed on: 21st February 2023

Practical

Does everything I need it's that simple Reviewed on: 21st February 2023

Perfect

Outstanding customer service has been a real help in difficult times perfect solution Reviewed on: 21st February 2023

An excellent option for those with poor credit

Due to previous problems, my credit score is quite poor but zopa are helping me to improve it. They are professional, fair and extremely easy to use Reviewed on: 21st February 2023

Cracking credit card service.

Really happy with service from day one. Reviewed on: 21st February 2023

Absolutely brilliant

I love Zopa, the application is easy to use and every thing is simplified! Well done Zopa team ☺️ Reviewed on: 21st February 2023

Very good service

Perfect credit card and rate and very easy to use in shops Reviewed on: 21st February 2023

Very happy with my service

All there when needed help happy with the service Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.44 from 66 reviews
Credit card
from Nationwide 4.04 from 214 reviews
Marbles Credit Card
from NewDay 4.89 from 541 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6583 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub