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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Fab card

So easy to use plus live the app. Reviewed on: 21st February 2023

Nice

Very good zopa card is nice vork and easy to use Reviewed on: 21st February 2023

Great company

Great company that is a responsible lender and always looking out for the customer Have recommended them to endless friends and family Reviewed on: 21st February 2023

Exceptional

Everyone with zopa has been completely straight forward and easy. The app is great to use and their customer service is exceptional. I have never had any issues with zopa Reviewed on: 21st February 2023

That's great

Extremely helpful. I'm very glad to have been able to get this experience. Reviewed on: 21st February 2023

Zopa Card My Credit Score Builder

Helped Me To Build My Credit Score, Thank You Zopa. Reviewed on: 21st February 2023

Quick and easy process!

Easy application, prompt communication. Would use again! Reviewed on: 21st February 2023

Keeps you in control

Easy to use app. Very secure for payments. Great customer service Reviewed on: 21st February 2023

Best choice

Zopa credit card is brilliant. One of the first credit cards I got and still one of my best. Reviewed on: 21st February 2023

Easy use and savings attached.

Smooth and easy use with an encouragement to save. Reviewed on: 21st February 2023

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