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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

making money managable

I can look at the app anytime to see where i am with my credit card. Can pay money in at any time. Advisors always have your best interest. You are in control without getting yourself into any more debt. Definitely recommend Zopa. Reviewed on: 21st February 2023

Zopa credit card

I am very happy with my account and ease of access and service and recommend it to everyone Reviewed on: 21st February 2023

Love it!

Love the layout of Zopa- love how there’s different products you can look at and how quick the balance is to go up or down (Just like your normal bank) and the borrowing power( like clearscore shows what you can improve on or what’s going well) Reviewed on: 21st February 2023

Excellent customer service

Very good company to have credit with. Very affordable re-payments Reviewed on: 21st February 2023

Fab card

So easy to use plus live the app. Reviewed on: 21st February 2023

Nice

Very good zopa card is nice vork and easy to use Reviewed on: 21st February 2023

Great company

Great company that is a responsible lender and always looking out for the customer Have recommended them to endless friends and family Reviewed on: 21st February 2023

Exceptional

Everyone with zopa has been completely straight forward and easy. The app is great to use and their customer service is exceptional. I have never had any issues with zopa Reviewed on: 21st February 2023

That's great

Extremely helpful. I'm very glad to have been able to get this experience. Reviewed on: 21st February 2023

Zopa Card My Credit Score Builder

Helped Me To Build My Credit Score, Thank You Zopa. Reviewed on: 21st February 2023

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