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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Fantastic

Fantastic credit card company. On top of their products. Reviewed on: 21st February 2023

Very flexible money repayments

Interesting and welcoming to people who are struggling to build their credits Reviewed on: 21st February 2023

Great user experience

Straight forward process and transparent communication of all relevant information Reviewed on: 21st February 2023

Great service

Since I've had a zopa credit card, they have been very helpful and always available to assist me if I have needed it. Reviewed on: 21st February 2023

My experience

I have a Zopa credit card and their customer service is excellent. I have had no problems dealing with them at all. Reviewed on: 21st February 2023

Excellent company

When no one els gives you a chance to get a credit card this company gives you hope and a chance to prove your worth it Reviewed on: 21st February 2023

Excellent

Excellent service, clear and straight forward Reviewed on: 21st February 2023

Top Credit Card

Easy to use, friendly service. Top card. Reviewed on: 21st February 2023

The right choice

Easily accessible, and comfortable repayable payment. Very recommendable Reviewed on: 21st February 2023

Good Review

Always a good experience and happy to help with zopa Reviewed on: 21st February 2023

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