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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Excellent service, clear and straight forward Reviewed on: 21st February 2023

Top Credit Card

Easy to use, friendly service. Top card. Reviewed on: 21st February 2023

The right choice

Easily accessible, and comfortable repayable payment. Very recommendable Reviewed on: 21st February 2023

Good Review

Always a good experience and happy to help with zopa Reviewed on: 21st February 2023

Highly recommended

Very professional service, quickly approved, hassle free, everything you need to do. You can do it from the ZOPA APP..highly recommended Reviewed on: 21st February 2023

Building up your credit score

I have found that since having my credit card, making monthly payments has helped with building my credit score back up. Reviewed on: 21st February 2023

Good

Very goooooooooooooooooooooooooooooooood Reviewed on: 21st February 2023

Trusted Brand

It’s been Easy, fast, convenient and reliable service. Reviewed on: 21st February 2023

VERY EASY TO DEAL WITH :):):)

VERY EASY PROCESS AND KEEP YOU FULLY UPDATED! Reviewed on: 21st February 2023

Fabulous Company

Very helpful and straightforward app. Always keeping me up to date with my repayments and other news. Would definitely recommend. Reviewed on: 21st February 2023

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