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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Top Credit Card

Easy to use, friendly service. Top card. Reviewed on: 21st February 2023

The right choice

Easily accessible, and comfortable repayable payment. Very recommendable Reviewed on: 21st February 2023

Good Review

Always a good experience and happy to help with zopa Reviewed on: 21st February 2023

Highly recommended

Very professional service, quickly approved, hassle free, everything you need to do. You can do it from the ZOPA APP..highly recommended Reviewed on: 21st February 2023

Building up your credit score

I have found that since having my credit card, making monthly payments has helped with building my credit score back up. Reviewed on: 21st February 2023

Good

Very goooooooooooooooooooooooooooooooood Reviewed on: 21st February 2023

Trusted Brand

It’s been Easy, fast, convenient and reliable service. Reviewed on: 21st February 2023

VERY EASY TO DEAL WITH :):):)

VERY EASY PROCESS AND KEEP YOU FULLY UPDATED! Reviewed on: 21st February 2023

Fabulous Company

Very helpful and straightforward app. Always keeping me up to date with my repayments and other news. Would definitely recommend. Reviewed on: 21st February 2023

making money managable

I can look at the app anytime to see where i am with my credit card. Can pay money in at any time. Advisors always have your best interest. You are in control without getting yourself into any more debt. Definitely recommend Zopa. Reviewed on: 21st February 2023

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