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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card

I highly recommend using zopa’s credit card services Reviewed on: 21st February 2023

brilliant

Very clear website and app, helpful and great service Reviewed on: 21st February 2023

Good service

Zopanis easy to use and the app is great Reviewed on: 21st February 2023

Excellent service

Had a lovely smooth experience with zopa would recommend to all my friends and family, offer very competitive rates, and all the staff have excellent skills Reviewed on: 21st February 2023

GREAT HELP

I have enjoyed helping to rebuild my credit score with Zopa, i find the app and help provided excellent. I feel confortable with my payments and credit limit. Reviewed on: 21st February 2023

Fast and easy to use, best provider for me :)

Couldn’t have chosen a better provider, it is easy and fast on my device and couldn’t have asked for a better service. Reviewed on: 21st February 2023

Very satisfied

It’s very good and I love the card I’ve recommended it to a lot of my friends and family Reviewed on: 21st February 2023

Great credit card

Great credit card. Would definitely recommend to friends and family. Reviewed on: 21st February 2023

Brilliant service

I am Very happy with zopa and I recommend them alot Reviewed on: 21st February 2023

Excellent

Excellent credit card company for the 2022-2023 Reviewed on: 21st February 2023

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