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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Total control via app

5
Easy for un tech savvy people to use All the details just where u need them Reviewed on: 21st February 2023
Lianne Higgins's avatar
Lianne Higgins

Customer experience

5
The service is good. App is user friendly Reviewed on: 21st February 2023
Victorin Idahosa's avatar
Victorin Idahosa

Good Credit Card Services

4
The Servies Desk is very good services and can answer what I ask. Reviewed on: 21st February 2023
Wai Chung Law's avatar
Wai Chung Law

Very good

5
Very good service, easy to set up and use, very useful to have Reviewed on: 21st February 2023
tommy.lamport@hotmail.co.uk's avatar
[email protected]

Great service

5
Really good service provided all year round. Reviewed on: 21st February 2023
fayedunning6@gmail.com's avatar
[email protected]

Fantastic, fresh start credit card

5
Started with low credit amount , as my credit score got better , they gave be the responsibility for a higher amount, easy transactions and flexible pay options. Reviewed on: 21st February 2023
steve's avatar
steve

Good customer service

5
Good information sent on a regular basis. Reviewed on: 21st February 2023
Chris's avatar
Chris

Brilliant service!

5
I am so pleased with my card! It’s user friendly and easy to keep up to any information. I would recommend this to friends 100% by far the most user friendly card on the market. Reviewed on: 21st February 2023
Stephanie Hughes's avatar
Stephanie Hughes

Great service

5
Friendly customer service. Easy to use, great communication when you need help. Reviewed on: 21st February 2023
cazconcorde@aol.com's avatar
[email protected]

Quick and helpful

5
Zopa made it easy for me to be able to apply for my credit card. If I've ever needed to contact them the contact methods are very effective meaning my issue gets resolved very quickly. Reviewed on: 21st February 2023
sam colley's avatar
sam colley

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