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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit Card

Great Company which looks after its customers Reviewed on: 21st February 2023

Easy to use , the app is excellent, and very straight forward

Easy to use straight forward no issue. The app is good to keep your spending under control Reviewed on: 21st February 2023

Cannot fault Zopa at all

From the application process to the monthly use of the app, it’s just been easy with Zopa. I feel completely in control, the app is clear, easy to understand and use. Customer service have been fantastic when needed. I honestly cannot find a fault. I’ve already recommended Zopa to a friend. Reviewed on: 21st February 2023

Great service

Great company to have a credit card with. Its easy to use the app to see your balance, transactions etc. I love that you can create a credit cushion too. Reviewed on: 21st February 2023

Awesome Service

These guys are a company are second to none. All round good eggs, thank you. Reviewed on: 21st February 2023

Zopa is a great credit card

Very easy to use credit card. Good safety features, website is also very user friendly Reviewed on: 21st February 2023

excellent company

very helpful and responsible lender Reviewed on: 21st February 2023

I love this Company

They are the best credit card company ever, the app is easy to use, they keep me updated on card, my payments are marked quickly on my card, so easy to deal with unlike others, I highly recommend this company Reviewed on: 21st February 2023

Excellent service

Zopa have helped to provide me with financial support at these hard times. They are very understanding and I have never had any issues. Reviewed on: 21st February 2023

Best credit company out there

Incredibly competent, kind and understanding, patient and expert in all things financial. Any problems you may encounter, they will do everything to help you through it all Reviewed on: 21st February 2023

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