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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant

This credit card has helped me so much easy application process and easy app love it I had capital one before Zopa would never go back Reviewed on: 21st February 2023

good card

just the card i always needed never had an issue Reviewed on: 21st February 2023

Helping me with my bad credit

I got this card to help me manage my credit score and get myself into better habits. This card has helped me budget by only increasing my limit when I’ve proven I can manage the exiting limit Reviewed on: 21st February 2023

Best card

I have enjoyed using the Zopa credit card and benefited from financial advice I get on the zopa app every month. Reviewed on: 21st February 2023

Brilliant company

Very helpful and good tips for financial help Reviewed on: 21st February 2023

Brilliant partnership with the consumer and themselves

I hadn't heard of Zopa before. Once I tried it, I never looked back. Their system is so easy to navigate your way around. I struggle with some banking apps, but they make it so easy and simple. Many providers should take note and follow what Zopa are doing right. Reviewed on: 21st February 2023

Great company

Very good company help me a lot under the current financial crises thanks without ther help would have been harder Reviewed on: 21st February 2023

Amazing

Zopa are easy to use and filling the form out was smooth and clear. They help you out on the app keeping you upto date with where you are on your card. Reviewed on: 21st February 2023

Great easy service

So easy to setup, great app great service Reviewed on: 21st February 2023

It just works

Great , simple to use app to keep up with the ins and outs and to make payments which show instantly. Reviewed on: 21st February 2023

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