Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

View other Zopa products

4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Helped when needed

Having been stung with an unexpected bill, zopa were able to help me quickly and get me.back ok track. App is also very easy to use. Reviewed on: 21st February 2023

Good customer services

Service is very good and no delays when applying for a credit card Reviewed on: 21st February 2023

Would reccomend

A refreshing alternative that feels a bit more friendly Reviewed on: 21st February 2023

Great

Great service top rated i would recommend Reviewed on: 21st February 2023

Great credit!

Stress free credit! The app makes things so easy! Reviewed on: 21st February 2023

Highly recommended

Great customer service. Good rates. Highly recommended. Reviewed on: 21st February 2023

Great company

Zopa are a really great! Very professional, very understanding and excellent customer care, especially during my time of ill health recently, thank you for being a compassionate bank. Reviewed on: 21st February 2023

Great card !!!

This card is the best in overall , helped me with my credit rating !!! Always giving easy and quick answers to every question !!! I would definitely give this service provider 100% for everything they do for their customers, thank you Zopa !!! Reviewed on: 21st February 2023

Friendly, open and helpful

My experience with Zopa has been much better than expected so far. They are friendly and helpful while being open about what I can do to improve my credit. Reviewed on: 21st February 2023

Great Credit Card

Recommend the Zopa Credit Card . It’s great Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Overpay
from Incredible 4.60 from 5 reviews
Clear Rate Platinum Credit Card
from NatWest 3.85 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Current account
from Zopa 4.93 from 6572 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub