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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Y

5
gEyjxjxjcjxhzxhduxuxjk kjxuduxusyjxif Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Fantastic

5
I have found Zopa to be a fantastic credit card, they don’t overwhelm with lots of unnecessary jargon but the main pints are clear, concise and easy to understand. The app is brilliant and allows ease of access for even the most technically challenged. Would highly recommend Reviewed on: 21st February 2023
Hayley Haynes's avatar
Hayley Haynes

Credit using

5
Very fast payment turn around..useful savings feature too. Very satisfied customer. Reviewed on: 21st February 2023
halloween 2018's avatar
halloween 2018

Excellent and easy to use App

4
very good service, reliable app that allows you to use and manage your credit card easily Reviewed on: 21st February 2023
Shaun's avatar
Shaun

Excellent

4
Excellent banking service gives more options to take control of your finances Reviewed on: 21st February 2023
djamel laanani's avatar
djamel laanani

Awesome

5
Starting to build my credit I went with Zopa - excellent service excellent money manager App- and fast friendly customer service- offers many different services and help within the app - easy to recommend Reviewed on: 21st February 2023
Sam Cairns's avatar
Sam Cairns

Great customer experience

5
Straight forward and efficient, app is very user friendly and easy to use Reviewed on: 21st February 2023
Louise's avatar
Louise

Caring and understanding

5
I have found Zopa very understanding of the need to support myself in needing extra credit in the current financial climate but also being conscientious in only allowing what I need and keeping me aware of my limit without patronising or judging. Reviewed on: 21st February 2023
Michele Dugdale's avatar
Michele Dugdale

Good company

5
They helped me a lot. Got my loan quick and easy. Would definitely recommend for short term loans. Big Reviewed on: 21st February 2023
Tao Settembrini's avatar
Tao Settembrini

Excellent

5
Delighted with my card and ease of use of the app. Reviewed on: 21st February 2023
Jason's avatar
Jason

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