Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent company

Very easy to deal with, nothing is a problem Reviewed on: 21st February 2023

Easy to use

Very simple and really helps in situations when you need help with money or any payment Reviewed on: 21st February 2023

Zopa credit card

Very good credit card, good rates Reviewed on: 21st February 2023

Simple

No difficulties, just straightforward Reviewed on: 21st February 2023

Easy and fair

Easy to obtain and fair in fees. Kept me out of the gutter plenty of times, would recommend. Reviewed on: 21st February 2023

Good service

Easy to apply easy to understand, gives you an option to have a credit cushion to stop you getting into debt Reviewed on: 21st February 2023

Not greedy like the rest

The only card to have. They are very good for a credit card company Reviewed on: 21st February 2023

Brilliant

Easy to use no hassle straight forward. The app is brilliant Reviewed on: 21st February 2023

Amazin

Simple and good to use always very polite and easy Reviewed on: 21st February 2023

It is there like a helping hand

A FRIEND IN NEED ZOPA IS A FRIEND IN INDEED, Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.54 from 37 reviews
Select Credit Card
from Nationwide 3.82 from 14 reviews
Bip Credit Card
from NewDay 4.80 from 2286 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub