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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Amazing card

No trouble at all very good service and very pleased Reviewed on: 21st February 2023

Best company

I havnt been long with zopa and I have enjoyed using the credit card of how easy its is. My payments go straight threw easy to get in contact with customer service I give 10/10 of how good it has been one of the customers Reviewed on: 21st February 2023

Great for repairing credit and managing spending

The option to choose how much of your limit you want to spend and how easy it is to set it up stands this card out from the rest. Everything is easily available through the app and are supportive if you need financial assistance. Would recommend to anyone. Reviewed on: 21st February 2023

Mrs

Great experience , I happy to app Reviewed on: 21st February 2023

Great! Supporting Company!

Great credit card with great app. It helps with nice clear way to keep on truck with the finances. Great customer service. Reviewed on: 21st February 2023

So easy to set up and use.

Initially I was a bit disappointed with my credit limit but having had the card for a while now I’ve realised it’s the perfect amount for me. The whole application process and set up was so easy and quick. Really happy with my card! Reviewed on: 21st February 2023

Excellent product

Keeps credit under control and encourages good financial planning Reviewed on: 21st February 2023

I have found zopa very helpful any time I need to get in touch

I would recommend zopa to my friends and family Reviewed on: 21st February 2023

Easy and simple

Zopa keep things easy and simple with the Zopa app I can pay instantly, track my payments, keep on track with finances and keep upto date with borrowing power. Lots of credit cards on the market but none like Zopa ! Reviewed on: 21st February 2023

!!!

!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 21st February 2023

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