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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,332 reviews, last reviewed 18th Apr 2026
40% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44332)

Excellent Modern Day Credit Card

5
Super easy to use. Excellent mobile app. Awesome features such as Credit cushion. Reviewed on: 21st February 2023
Abhinav Sunny's avatar
Abhinav Sunny

Fab and easy to manage

4
Love my card easy going easy to pay and not to high on apr Reviewed on: 21st February 2023
indulgedinchocolate@yahoo.co.uk's avatar
[email protected]

Excelent app.

5
Good credit card, easy to manage my expenses. Reviewed on: 21st February 2023
Mayerlin Restrepo's avatar
Mayerlin Restrepo

Great Credit Card

5
Easy to apply for and use. Great to have when in an emergency and haven't got money in bank as payday hasn't arrived yet. Had no problems using the app to check account Reviewed on: 21st February 2023
Emma Hulbert's avatar
Emma Hulbert

Excellent service

5
Very good at keeping you up to date with everything you need to know about the use of your product Reviewed on: 21st February 2023
Robert Bond 's avatar
Robert Bond

Excellent service

5
Easy to apply, quick and efficient, excellent all round Reviewed on: 21st February 2023
Jayne's avatar
Jayne

Great service

5
Great communication and really good customer service Reviewed on: 21st February 2023
anniimac@yahoo.co.uk's avatar
[email protected]

Top Notch!

5
Never had any problems with my card, good overall app security, ability to view credit score and borrowing power. Handy to have in your wallet for things like fuel or unexpected costs Reviewed on: 21st February 2023
Jordan Mcguire's avatar
Jordan Mcguire

First class no problems straight forward

5
Would recommend to anyone needing credit card or loan no fuss and everything sorted within hours you carnt get better than that Thank you Zopa Reviewed on: 21st February 2023
Ian Duckers 's avatar
Ian Duckers

Great customer services ans support

5
Assistance and support very good Reviewed on: 21st February 2023
bustaabdul81@gmail.com 's avatar
[email protected]

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