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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa Credit Card

Already mentioned to many friends. Great start card or in general. Easy mobile app and notifications to your device. Good to build or maintain if not start a credit history. Reviewed on: 21st February 2023

Helpful

Zopa have helped me build up my credit score and are always helpful and quick at getting back intouch Reviewed on: 21st February 2023

Very very good

Everything you could want from a bank Reviewed on: 21st February 2023

Easy to use

No fees and easy to use with no stress Reviewed on: 21st February 2023

Good company good rates

Zopa are great and give you a manageable credit limit and the Apr isn't too high either good company Reviewed on: 21st February 2023

to give people a fresh start

They are great at communication and help with giving people a great fresh start on poor credit Reviewed on: 21st February 2023

Amazing card

No trouble at all very good service and very pleased Reviewed on: 21st February 2023

Best company

I havnt been long with zopa and I have enjoyed using the credit card of how easy its is. My payments go straight threw easy to get in contact with customer service I give 10/10 of how good it has been one of the customers Reviewed on: 21st February 2023

Great for repairing credit and managing spending

The option to choose how much of your limit you want to spend and how easy it is to set it up stands this card out from the rest. Everything is easily available through the app and are supportive if you need financial assistance. Would recommend to anyone. Reviewed on: 21st February 2023

Mrs

Great experience , I happy to app Reviewed on: 21st February 2023

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