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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great! Supporting Company!

Great credit card with great app. It helps with nice clear way to keep on truck with the finances. Great customer service. Reviewed on: 21st February 2023

So easy to set up and use.

Initially I was a bit disappointed with my credit limit but having had the card for a while now I’ve realised it’s the perfect amount for me. The whole application process and set up was so easy and quick. Really happy with my card! Reviewed on: 21st February 2023

Excellent product

Keeps credit under control and encourages good financial planning Reviewed on: 21st February 2023

I have found zopa very helpful any time I need to get in touch

I would recommend zopa to my friends and family Reviewed on: 21st February 2023

Easy and simple

Zopa keep things easy and simple with the Zopa app I can pay instantly, track my payments, keep on track with finances and keep upto date with borrowing power. Lots of credit cards on the market but none like Zopa ! Reviewed on: 21st February 2023

!!!

!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 21st February 2023

Excellent Modern Day Credit Card

Super easy to use. Excellent mobile app. Awesome features such as Credit cushion. Reviewed on: 21st February 2023

Fab and easy to manage

Love my card easy going easy to pay and not to high on apr Reviewed on: 21st February 2023

Excelent app.

Good credit card, easy to manage my expenses. Reviewed on: 21st February 2023

Great Credit Card

Easy to apply for and use. Great to have when in an emergency and haven't got money in bank as payday hasn't arrived yet. Had no problems using the app to check account Reviewed on: 21st February 2023

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