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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Great product

Combines an easy to use credit card with credit management at tips all in one handy app. Simple to use and to keep on top of your finances. Well done Zopa Reviewed on: 21st February 2023

Bad credit friendly

Gave me a card when nobody else would. Has really helped me improve my credit score Reviewed on: 21st February 2023

Great and affordable

Highly recommended and I can't say enough how good this company is Reviewed on: 21st February 2023

There when needed

I have been with Zopa for a while now and cannot fault them, i pay them everymonth with no issues at all, the app is clear and available 24hrs the online chat is also very good and always happy to help if needed. Cannot fault Zopa. Reviewed on: 21st February 2023

Great Company

Quick and easy application, with quick answer, great company and keep you well informed with your account Reviewed on: 21st February 2023

Great card

Easy to use and can set up easily too Reviewed on: 21st February 2023

Wonderful

Amazing services of zopa credit card wonderful Reviewed on: 21st February 2023

Great company

Very good company, I started with a low credit limit as it was my first credit card and slowly increased. Never had any problems with this company. Reviewed on: 21st February 2023

Easy to access

Easy to access and amazing service Reviewed on: 21st February 2023

They have been able to give me a chance to better my credit

The app is very easy and simple to use. I get a message a few days before my payment is due so I don't miss and get a default notice Reviewed on: 21st February 2023

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