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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Great to deal with always upront and notifying you straight away about any changes

Everytime i have needed information or help they are very helpful Reviewed on: 21st February 2023

Really good company.

Informative, friendly and efficient! Reviewed on: 21st February 2023

Great Service, great product

Have been a customer for over 3 years and have always had a great experience with Zopa and their products. Reviewed on: 21st February 2023

Mrs

The best credit card and is secure Reviewed on: 21st February 2023

Ease of application and service

Easy application online app for managing all your financial services Reviewed on: 21st February 2023

Really easy to sign up and great customer support

Really easy to sign up and great customer support Reviewed on: 21st February 2023

Zopa is a very responsible lender.

Zopa in my point of view is a very responsible lender and makes sure to check if you can afford a credit card or loan. Also I have have updates regarding my account on monthly basis which is very important to make sure we are on the right track. Zopa has helped me to restore my credit score. Reviewed on: 21st February 2023

Thank you for helping me through the difficulties time

You are amazing company. I never struggled since I am with you. Reviewed on: 21st February 2023

Credit card without the hassle

Been using my card now for over 6 months and very happy with the service and very good rates keep it up zopa Reviewed on: 21st February 2023

Excellent product and service

Easy to manage within the app - excellent product and service Reviewed on: 21st February 2023

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