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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

I have found zopa very helpful any time I need to get in touch

5
I would recommend zopa to my friends and family Reviewed on: 21st February 2023

Easy and simple

4
Zopa keep things easy and simple with the Zopa app I can pay instantly, track my payments, keep on track with finances and keep upto date with borrowing power. Lots of credit cards on the market but none like Zopa ! Reviewed on: 21st February 2023

!!!

4
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 21st February 2023

Excellent Modern Day Credit Card

5
Super easy to use. Excellent mobile app. Awesome features such as Credit cushion. Reviewed on: 21st February 2023

Fab and easy to manage

4
Love my card easy going easy to pay and not to high on apr Reviewed on: 21st February 2023

Excelent app.

5
Good credit card, easy to manage my expenses. Reviewed on: 21st February 2023

Great Credit Card

5
Easy to apply for and use. Great to have when in an emergency and haven't got money in bank as payday hasn't arrived yet. Had no problems using the app to check account Reviewed on: 21st February 2023

Excellent service

5
Very good at keeping you up to date with everything you need to know about the use of your product Reviewed on: 21st February 2023

Excellent service

5
Easy to apply, quick and efficient, excellent all round Reviewed on: 21st February 2023

Great service

5
Great communication and really good customer service Reviewed on: 21st February 2023

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