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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Excellent service

5
Very good at keeping you up to date with everything you need to know about the use of your product Reviewed on: 21st February 2023
Robert Bond 's avatar
Robert Bond

Excellent service

5
Easy to apply, quick and efficient, excellent all round Reviewed on: 21st February 2023
Jayne's avatar
Jayne

Great service

5
Great communication and really good customer service Reviewed on: 21st February 2023
anniimac@yahoo.co.uk's avatar
[email protected]

Top Notch!

5
Never had any problems with my card, good overall app security, ability to view credit score and borrowing power. Handy to have in your wallet for things like fuel or unexpected costs Reviewed on: 21st February 2023
Jordan Mcguire's avatar
Jordan Mcguire

First class no problems straight forward

5
Would recommend to anyone needing credit card or loan no fuss and everything sorted within hours you carnt get better than that Thank you Zopa Reviewed on: 21st February 2023
Ian Duckers 's avatar
Ian Duckers

Great customer services ans support

5
Assistance and support very good Reviewed on: 21st February 2023
bustaabdul81@gmail.com 's avatar
[email protected]

Great product

4
Combines an easy to use credit card with credit management at tips all in one handy app. Simple to use and to keep on top of your finances. Well done Zopa Reviewed on: 21st February 2023
atherton.gary@sky.com's avatar
[email protected]

Bad credit friendly

5
Gave me a card when nobody else would. Has really helped me improve my credit score Reviewed on: 21st February 2023
jobingbong69@gmail.com's avatar
[email protected]

Great and affordable

5
Highly recommended and I can't say enough how good this company is Reviewed on: 21st February 2023
martin rolfe-walker's avatar
martin rolfe-walker

There when needed

5
I have been with Zopa for a while now and cannot fault them, i pay them everymonth with no issues at all, the app is clear and available 24hrs the online chat is also very good and always happy to help if needed. Cannot fault Zopa. Reviewed on: 21st February 2023
Danny Smith's avatar
Danny Smith

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