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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great Company

Quick and easy application, with quick answer, great company and keep you well informed with your account Reviewed on: 21st February 2023

Great card

Easy to use and can set up easily too Reviewed on: 21st February 2023

Wonderful

Amazing services of zopa credit card wonderful Reviewed on: 21st February 2023

Great company

Very good company, I started with a low credit limit as it was my first credit card and slowly increased. Never had any problems with this company. Reviewed on: 21st February 2023

Easy to access

Easy to access and amazing service Reviewed on: 21st February 2023

They have been able to give me a chance to better my credit

The app is very easy and simple to use. I get a message a few days before my payment is due so I don't miss and get a default notice Reviewed on: 21st February 2023

Great to deal with always upront and notifying you straight away about any changes

Everytime i have needed information or help they are very helpful Reviewed on: 21st February 2023

Really good company.

Informative, friendly and efficient! Reviewed on: 21st February 2023

Great Service, great product

Have been a customer for over 3 years and have always had a great experience with Zopa and their products. Reviewed on: 21st February 2023

Mrs

The best credit card and is secure Reviewed on: 21st February 2023

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