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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Top Notch!

Never had any problems with my card, good overall app security, ability to view credit score and borrowing power. Handy to have in your wallet for things like fuel or unexpected costs Reviewed on: 21st February 2023

First class no problems straight forward

Would recommend to anyone needing credit card or loan no fuss and everything sorted within hours you carnt get better than that Thank you Zopa Reviewed on: 21st February 2023

Great customer services ans support

Assistance and support very good Reviewed on: 21st February 2023

Great product

Combines an easy to use credit card with credit management at tips all in one handy app. Simple to use and to keep on top of your finances. Well done Zopa Reviewed on: 21st February 2023

Bad credit friendly

Gave me a card when nobody else would. Has really helped me improve my credit score Reviewed on: 21st February 2023

Great and affordable

Highly recommended and I can't say enough how good this company is Reviewed on: 21st February 2023

There when needed

I have been with Zopa for a while now and cannot fault them, i pay them everymonth with no issues at all, the app is clear and available 24hrs the online chat is also very good and always happy to help if needed. Cannot fault Zopa. Reviewed on: 21st February 2023

Great Company

Quick and easy application, with quick answer, great company and keep you well informed with your account Reviewed on: 21st February 2023

Great card

Easy to use and can set up easily too Reviewed on: 21st February 2023

Wonderful

Amazing services of zopa credit card wonderful Reviewed on: 21st February 2023

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