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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,505 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Great

Great and easy company to real with Reviewed on: 21st February 2023

Happy customer.

A good card with an easy affordable credit limit, the app is easy and straightforward to use, very happy and would definitely recommend this card. Reviewed on: 21st February 2023

Credit card to meet my needs.

Absolutely,help to spend the cost of purchase, Reviewed on: 21st February 2023

Fabulous

Great company. Great rates. Never had any issues with zopa. Reviewed on: 21st February 2023

Good company

Quiet reasonable offers on place. Reviewed on: 21st February 2023

Good app and service

Good service keeps me updated with payment dates and credit limits when I’m close to exceeding it and good support if help is needed. The app is faultless never had an issue logging in or accessing my account details are always correct and the extra features it has has helped me build my credit would highly recommend to friends and family Reviewed on: 21st February 2023

Absolutely brilliant and helpful company

I have been with a better credit card company at all they are very helpful easy phone app to keep track of your finances Reviewed on: 21st February 2023

Easy and effective

Simple and easy to use as a provider of credit Reviewed on: 21st February 2023

Great company

Very good credit card , sensible limit levels , great app , clear and concise statements , various tools on hand to assist with spending levels , would thoroughly recommend Reviewed on: 21st February 2023

Easy application and improving credit score

Took a few minutes, customer service is fast, credit score increased Reviewed on: 21st February 2023

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