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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company

Very good company, I started with a low credit limit as it was my first credit card and slowly increased. Never had any problems with this company. Reviewed on: 21st February 2023

Easy to access

Easy to access and amazing service Reviewed on: 21st February 2023

They have been able to give me a chance to better my credit

The app is very easy and simple to use. I get a message a few days before my payment is due so I don't miss and get a default notice Reviewed on: 21st February 2023

Great to deal with always upront and notifying you straight away about any changes

Everytime i have needed information or help they are very helpful Reviewed on: 21st February 2023

Really good company.

Informative, friendly and efficient! Reviewed on: 21st February 2023

Great Service, great product

Have been a customer for over 3 years and have always had a great experience with Zopa and their products. Reviewed on: 21st February 2023

Mrs

The best credit card and is secure Reviewed on: 21st February 2023

Ease of application and service

Easy application online app for managing all your financial services Reviewed on: 21st February 2023

Really easy to sign up and great customer support

Really easy to sign up and great customer support Reviewed on: 21st February 2023

Zopa is a very responsible lender.

Zopa in my point of view is a very responsible lender and makes sure to check if you can afford a credit card or loan. Also I have have updates regarding my account on monthly basis which is very important to make sure we are on the right track. Zopa has helped me to restore my credit score. Reviewed on: 21st February 2023

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