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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
312800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43506)

Easy application and improving credit score

5
Took a few minutes, customer service is fast, credit score increased Reviewed on: 21st February 2023
Geoff 's avatar
Geoff

Easy and clear

5
I used zopa to get me out of a tight spot. It was easy to use and very helpful . Reviewed on: 21st February 2023
Andrew Mcneill 's avatar
Andrew Mcneill

Great

5
Everything excellent the app straightforward easy payment excellent service good credit limit never had a problem Reviewed on: 21st February 2023
John's avatar
John

Best card

5
Best service and low cost. Just have only 2 month but looks very good. Recommended. Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Zopa recommended

5
Zopa has been good for me low interest and keep you in the know on your spend limit and offer debt advice Reviewed on: 21st February 2023
Tina green's avatar
Tina green

Great company

5
Always there for help if needed an excellent in every way Reviewed on: 21st February 2023
Simon singleton 's avatar
Simon singleton

Zopa Card

5
This company provides an excellent experience with the credit card. I know exactly what I have spent and where. The app IS so easy to use. I can check my balance, make payments and contact customer service. I will recommend them to anyone. Reviewed on: 21st February 2023
Henry Smith's avatar
Henry Smith

Great

5
No hassle as soon as you make a payment your balance updates almost immediately Reviewed on: 21st February 2023
kte1302@hotmail.co.uk's avatar
[email protected]

Very good company

5
Very simple application process, with an online account to keep up to date with your transactions and spending to help you manage your money. Reviewed on: 21st February 2023
Margaret Buntin's avatar
Margaret Buntin

Lovely people good card

5
Never had a problem always polite and helpful Reviewed on: 21st February 2023
Lexlie nelson's avatar
Lexlie nelson

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