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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Outstanding card offer

Quick easy application. Extremely straightforward and quick delivery. A real incentive to get back on top of your finances and improve the quality of life. Reviewed on: 21st February 2023

Fantastic company and services

Provided easy access for a credit card, reminds you of your monthly payment and couldn’t be more helpful Reviewed on: 21st February 2023

Great Card low cost

Absolutely brilliant card to have with very low interest while also helping to improve your credit score. Definitely recommend for anyone looking for a good credit card with good rates. Reviewed on: 21st February 2023

vote

I am delighted to vote for this contest and I want to announce that I am very satisfied with this Zopa card, I recommend it to everyone Reviewed on: 21st February 2023

Superb

Great company always there to help Reviewed on: 21st February 2023

Fab company easy to use app

App is very easy to use, like the credit scoring and how to help bits in the app Reviewed on: 21st February 2023

Informative and helpful, easy to manage

The customer service team are always super friendly and helpful. The app is very easy to navigate through and clear. Zopa are great at keeping in touch with you about any changes and are always there to help if you need anything explained Reviewed on: 21st February 2023

Great customer service

Always helpful,easy to communicate with,good app for product Reviewed on: 21st February 2023

Great service, great website

I’ve had my Zopa credit card for nearly a year and I have appreciated the service. The website to view your account info is easy to use and very thorough with information. In fact it gives me my borrowing rating regularly. I would recommend Zopa. Reviewed on: 21st February 2023

Great company

Consistently top class service from a top class company. Easy to deal with and nothing is too much for them. Reviewed on: 21st February 2023

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