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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

User friendly and interest rate not that high

5
The app is easy to use haven’t found any issues yet strongly recommend Reviewed on: 21st February 2023
Kabelo Madonko's avatar
Kabelo Madonko

Hi

5
Quick and easy problem solving with your calls Reviewed on: 21st February 2023
choco Baki's avatar
choco Baki

Helpful Lender

4
Joined zopa to help increase my credit rating and found their app really easy to use. I can control my limits, keep on top of my expenditure and contact them straight from the app if there are any issues. Above this every time i spend i get an alert which details current spend and remaing available til limit is reached. Reviewed on: 21st February 2023
William Prentice's avatar
William Prentice

Fair trade

5
Fair leader who does over stretch people with poor credit Reviewed on: 21st February 2023
Eddie Coles's avatar
Eddie Coles

Zopa Card Review

5
I wasn't getting any credit card options a few years ago before Zopa. It has helped me triple my credit score in a relatively short amount of time. Very very few problems Reviewed on: 21st February 2023
Ashley Hewitt's avatar
Ashley Hewitt

Fabulous

5
The app is so user friendly and has many resources to help you budget or save your money,,, love it Reviewed on: 21st February 2023
karen Foley's avatar
karen Foley

Amazing provider with app

5
App works perfectly and everything else is great Reviewed on: 21st February 2023
Cagatay Bilim's avatar
Cagatay Bilim

Excellent

5
Zopa are a great company. Good rates, great customer service and support. Reviewed on: 21st February 2023
b.gilloway26@hotmail.com's avatar
[email protected]

Ok

5
Everything works fine thanks Aleksandar Reviewed on: 21st February 2023
Alex 1's avatar
Alex 1

Good rates and upfront

5
With Zopa what you see is what you get upfront with the APRS and realistic with how much you can borrow and gives you a little coach to help you with your borrowing power Reviewed on: 21st February 2023
emmalindley19@hotmail.com's avatar
[email protected]

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