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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

vote

I am delighted to vote for this contest and I want to announce that I am very satisfied with this Zopa card, I recommend it to everyone Reviewed on: 21st February 2023

Superb

Great company always there to help Reviewed on: 21st February 2023

Fab company easy to use app

App is very easy to use, like the credit scoring and how to help bits in the app Reviewed on: 21st February 2023

Informative and helpful, easy to manage

The customer service team are always super friendly and helpful. The app is very easy to navigate through and clear. Zopa are great at keeping in touch with you about any changes and are always there to help if you need anything explained Reviewed on: 21st February 2023

Great customer service

Always helpful,easy to communicate with,good app for product Reviewed on: 21st February 2023

Great service, great website

I’ve had my Zopa credit card for nearly a year and I have appreciated the service. The website to view your account info is easy to use and very thorough with information. In fact it gives me my borrowing rating regularly. I would recommend Zopa. Reviewed on: 21st February 2023

Great company

Consistently top class service from a top class company. Easy to deal with and nothing is too much for them. Reviewed on: 21st February 2023

User friendly and interest rate not that high

The app is easy to use haven’t found any issues yet strongly recommend Reviewed on: 21st February 2023

Hi

Quick and easy problem solving with your calls Reviewed on: 21st February 2023

Helpful Lender

Joined zopa to help increase my credit rating and found their app really easy to use. I can control my limits, keep on top of my expenditure and contact them straight from the app if there are any issues. Above this every time i spend i get an alert which details current spend and remaing available til limit is reached. Reviewed on: 21st February 2023

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