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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Zopla

Fast efficient excellent customer service polite and helpful Reviewed on: 21st February 2023

Easy and flexible

Great communication and easy to use app. Reviewed on: 21st February 2023

Great company

Easy to use and great customer service Reviewed on: 21st February 2023

Bridge over water.

My card has helped me in a few tight spots over the past 4 months. I've got extra features through the app also so I have a savings account and financial advise and more services available if I wanted them. I've had zero problems with the card or zopa thus far and expect that to continue going forward. All done in real time as well with alerts on app after swiping my chip, it's that quick nearly. Reviewed on: 21st February 2023

Reliable and rewarding

Was their when i needed reliable and transparent Reviewed on: 21st February 2023

Excellent company , the App is sooo good

New to Zopa , but really pleased with the service Reviewed on: 21st February 2023

Great card

Great card great service and product Reviewed on: 21st February 2023

So easy to use

Never before had a credit card and did loads of shopping around but zopa stood out to me for the easy use app, being a tech gal I love to have everything at my finger tips so the app is amazing to controle and see what you spend on the credit card and pay back, the only thing they need is to get approved to be added to my wallet Reviewed on: 21st February 2023

Reliable, easy to use

Great card. Easy to use app. All round good Reviewed on: 21st February 2023

Very happy

The app is very easy to understand. Reviewed on: 21st February 2023

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