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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Easy, stress free

It was a really easy and stress free process signing up for this product. Reviewed on: 21st February 2023

Great product and service

Fantastic product and great customer service Reviewed on: 21st February 2023

Excellent

Easy to use app. Easy to pay. Good communication. Overall a very good choice. Reviewed on: 21st February 2023

Helped me when I had nowhere to turn.

Helped me when I bad credit effectively stopped any chance of getting any sort of credit. Reviewed on: 21st February 2023

App is great

The app is great - it is so easy to use and navigate and keeps you in Control of your finances Reviewed on: 21st February 2023

Simple to use

Everything is running smoothly on the app. Reviewed on: 21st February 2023

Fantastic company so helpfull

Really amazing service would highly recommend this company they always help you if needed very good at informing you of new things happening Reviewed on: 21st February 2023

Best in town

Excellent service easy to use app brilliant Reviewed on: 21st February 2023

Have no problems

Very reliable service get remainders about payment and very good customer service. Reviewed on: 21st February 2023

Quick to add credits when you pay

Zopa are upfront and honest and the app is comprehensive Reviewed on: 21st February 2023

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