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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Best company

5
Really quick to get accepted Good contact No concerns Highly recommend Reviewed on: 21st February 2023
Brides's avatar
Brides

Highly recomended

5
Very easy to use, and very good service Reviewed on: 21st February 2023
StevieB's avatar
StevieB

Excellent service

5
My experience was awesome especially the customer service team and the way they put words together to give excellent service Reviewed on: 21st February 2023
Emmanuel ikechukwu's avatar
Emmanuel ikechukwu

Efficient

5
The credit card came quicker than expected and I live the app so you can see exactly where you are. A very efficient and professional company Reviewed on: 21st February 2023
Carolyn's avatar
Carolyn

Excellent service

5
Fab service online app easy to use. Reviewed on: 21st February 2023
Livy's avatar
Livy

Good service

4
Ibhave had no issues with using the card and when I first applied it arrived me me very quickly. The app is very easy to navigate and self explanatory. Reviewed on: 21st February 2023
Kirsty Couldrey's avatar
Kirsty Couldrey

Great live updates

4
The live updates really allows you to manage your finance in live time. When you make a payment it shows on your balance within a few hours unlike other credit cards that take days to reflect in your balance Reviewed on: 21st February 2023
Simon Kasperowicz's avatar
Simon Kasperowicz

Fab

5
Can't fault it. Been very helpful. Reviewed on: 21st February 2023
Smith's avatar
Smith

Simple

5
Great to use, quick and easy to make payment with and to. Also love the tips to improve your credit score Reviewed on: 21st February 2023
Linds Yeoman's avatar
Linds Yeoman

Fantastic

5
Good customer care. The credit card is good to build my credit score Reviewed on: 21st February 2023
Kwasi Osei's avatar
Kwasi Osei

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