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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Company that you can trust

I had wonderful experience with zopa Reviewed on: 21st February 2023

Excellent service

Excellent service and hassle free Reviewed on: 21st February 2023

Sensible and reliable credit card

Zopa is able to help me by approving my card, very considerate Reviewed on: 21st February 2023

Excellent

Brilliant services and a happy customer Reviewed on: 21st February 2023

Brilliant service

They provide a great service and no issues with them. Reviewed on: 21st February 2023

Easy and convenient

Easy to use and a clear and helpful app. Reviewed on: 21st February 2023

Best card I've ever had

Zopa is the most easy friendly credit card I have had easy to understand the app with great features Reviewed on: 21st February 2023

Fabulous product

The application was very easy and straightforward, the app is fantastic and very easy to navigate. Couldn't be happier with the ease of use very highly recommend. Reviewed on: 21st February 2023

Easy application and service

Th application for the credit card was really easy. I was able to do balance transfers and set up payments using the mobile app with ease compared to other credit cards I've used Reviewed on: 21st February 2023

Helpful

Very helpful,affordable and increase at the right time. Reviewed on: 21st February 2023

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