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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Efficient

5
The credit card came quicker than expected and I live the app so you can see exactly where you are. A very efficient and professional company Reviewed on: 21st February 2023

Excellent service

5
Fab service online app easy to use. Reviewed on: 21st February 2023

Good service

4
Ibhave had no issues with using the card and when I first applied it arrived me me very quickly. The app is very easy to navigate and self explanatory. Reviewed on: 21st February 2023

Great live updates

4
The live updates really allows you to manage your finance in live time. When you make a payment it shows on your balance within a few hours unlike other credit cards that take days to reflect in your balance Reviewed on: 21st February 2023

Fab

5
Can't fault it. Been very helpful. Reviewed on: 21st February 2023

Simple

5
Great to use, quick and easy to make payment with and to. Also love the tips to improve your credit score Reviewed on: 21st February 2023

Fantastic

5
Good customer care. The credit card is good to build my credit score Reviewed on: 21st February 2023

Company that you can trust

5
I had wonderful experience with zopa Reviewed on: 21st February 2023

Excellent service

5
Excellent service and hassle free Reviewed on: 21st February 2023

Sensible and reliable credit card

5
Zopa is able to help me by approving my card, very considerate Reviewed on: 21st February 2023

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