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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Excellent

Great app, easy to use, regular updates on financial status(credit eligibility) Reviewed on: 21st February 2023

Low repayments and very helpful

Very reliable and the app is very useful Reviewed on: 21st February 2023

Good

Very easy to use app, responsible lender. Reviewed on: 21st February 2023

Best ever Credit Card

This is the best ever Credit Card that I have Reviewed on: 21st February 2023

Great starter credit card

Zopa gave me my first card so I could start building my credit score. Great easy to use app and good rate of Apr! Reviewed on: 21st February 2023

Easy!

The app is easy and brilliant to use, interest rates are fair, all correspondence are understandable and concise. Best credit card I’ve ever had Reviewed on: 21st February 2023

Brilliant

Absolutely fantastic service , brilliant interest rates , no hassle and easy application Reviewed on: 21st February 2023

Great

Great credit card to have. Was quickly approved and card came shortly after. Overall very quick service, easy to use!! Reviewed on: 21st February 2023

Fantastic & Dependable

Zopa is a good financial firm that seeks to satisfy and go above her customer’s expectations Reviewed on: 21st February 2023

Very user friendly and safe

I feel protected using this card as it has very easy usability Reviewed on: 21st February 2023

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