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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Excellent

5
Brilliant services and a happy customer Reviewed on: 21st February 2023

Brilliant service

5
They provide a great service and no issues with them. Reviewed on: 21st February 2023

Easy and convenient

4
Easy to use and a clear and helpful app. Reviewed on: 21st February 2023

Best card I've ever had

5
Zopa is the most easy friendly credit card I have had easy to understand the app with great features Reviewed on: 21st February 2023

Fabulous product

5
The application was very easy and straightforward, the app is fantastic and very easy to navigate. Couldn't be happier with the ease of use very highly recommend. Reviewed on: 21st February 2023

Easy application and service

5
Th application for the credit card was really easy. I was able to do balance transfers and set up payments using the mobile app with ease compared to other credit cards I've used Reviewed on: 21st February 2023

Helpful

5
Very helpful,affordable and increase at the right time. Reviewed on: 21st February 2023

Got my card very quick and anytime I need any information there's always someone available to talk with

5
Great customer service and great perks Reviewed on: 21st February 2023

Great Company

5
Zopa is a great online credit card company (amongst other products). The app is easy to use and security is taken very seriously. Reviewed on: 21st February 2023

Great Company

5
Great company, service levels are fantastic. Reviewed on: 21st February 2023

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