Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,506 reviews, last reviewed 11th Apr 2026
312800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026
Christopher W's avatar
Christopher W

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43506)

Reliable, efficient, helpful staff

4
Easy application, Great app to manage funds and balance Reliable card/ company Reviewed on: 21st February 2023
Charlotte milner's avatar
Charlotte milner

Amazing

5
Reliability, fidelity and great customer service! Reviewed on: 21st February 2023
Lucas Lulini's avatar
Lucas Lulini

Excellent

5
Fast easy and secure , app easy to use Reviewed on: 21st February 2023
Gill's avatar
Gill

Zopa makes life easy

5
I love the app, the control you have over your spending and the advice you get from Zopa. It's so refreshing having a card company that cares about you and your credit score rather than trying to get you to spend more. 100% recommend Reviewed on: 21st February 2023
Lyns's avatar
Lyns

Good product

5
Amazing app, very good support. I would say it’s a good way to build your credit rating. Make sure you pay in time to avoid high interest rate. Reviewed on: 21st February 2023
berbecilamarian82@gmail.com's avatar
[email protected]

Excellent

5
Very good service, customer service is great Reviewed on: 21st February 2023
Theo Emeji 's avatar
Theo Emeji

Best credit card I've ever had.

5
Approachable and helpful company, who always put their customers first. Reviewed on: 21st February 2023
Sarah Bellis's avatar
Sarah Bellis

Great and easy

5
Digital first and easy to use. App is accessible and has everything needed to manage your account Reviewed on: 21st February 2023
Charlotte Egan's avatar
Charlotte Egan

Amazing customer service

5
First class service Great communucation Reviewed on: 21st February 2023
Jo Holder's avatar
Jo Holder

Easy and simple credit card

5
Very easy to pay each month,all done on line.. Reviewed on: 21st February 2023
Ian Brannlund's avatar
Ian Brannlund

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5957 reviews
    Zopa

  • Personal loan

    from Zopa 4.94 from 68053 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill