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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Easy to use and fully supported

I like Zopa as its app always keeps me up to date, sends reminders so I don’t forget payments without the feeling of being harassed. Reviewed on: 21st February 2023

Superb!

I've been Zopa's customer for few months now and so far so good. The communication is great, mobile app easy to use and overall I'm very happy with their service. Reviewed on: 21st February 2023

Amazing

Amazing customer service and experience. Always happy to answer and question I have Reviewed on: 21st February 2023

Does what it says

Very easy and user friendly app.. Good communication of changes Reviewed on: 21st February 2023

Simple and efficient

Simple application and easy to use app. Very supportive credit provider. Reviewed on: 21st February 2023

Quality Service

good service and communication at all times Reviewed on: 21st February 2023

Zopa

So easy to use and manage . It lets me stay in control. Reviewed on: 21st February 2023

Experience

Very professional and reliable company and very good app Reviewed on: 21st February 2023

Outstanding service.

Excellent credit card experience, brilliant app functionality! Reviewed on: 21st February 2023

Definitely recommend

Straight forward set up and very secure proses. The app is easy to navigate and use from tracking purchases to making payments Reviewed on: 21st February 2023

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