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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great Service

No Issues, easy to use Credit Card with excellent online service Reviewed on: 21st February 2023

Perfect

The best credit card and app on the market. Reviewed on: 21st February 2023

An excellent credit card

Every months I get my bill by email even when I am abroad and pay it via my mobile phone excellent way to do business Reviewed on: 21st February 2023

Great company!

I love my Zopa credit card. It was an easy application process, competitive interest rates and had my card sent out quickly. The app tells you if eligible for a loan, your borrowing power and even broadband! The app has a section on savings, energy bills section to save you money and car finance. All in all a great company..very happy! Reviewed on: 21st February 2023

I would recommend

Easy to use and low Interest credit card Reviewed on: 21st February 2023

Excellent

Great app and customer service Hoping to use other products Reviewed on: 21st February 2023

Excellent service

Provided a great service online and a really helpful credit awareness app Reviewed on: 21st February 2023

Unparalleled customer service

Everything is always so easy. From ordering a new card to using the card app. Staff are always attentive and polite. Five stars ⭐️ ⭐️ ⭐️ ⭐️ ⭐️ Reviewed on: 21st February 2023

Simple effective banking

Opening the account was easy and fast. Very good response time. Reviewed on: 21st February 2023

Easy to use and Manage

So far my experience has been great! I have had no troubles with using Zopa services and the app is easy to use and manage. Reviewed on: 21st February 2023

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