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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Unparalleled customer service

Everything is always so easy. From ordering a new card to using the card app. Staff are always attentive and polite. Five stars ⭐️ ⭐️ ⭐️ ⭐️ ⭐️ Reviewed on: 21st February 2023

Simple effective banking

Opening the account was easy and fast. Very good response time. Reviewed on: 21st February 2023

Easy to use and Manage

So far my experience has been great! I have had no troubles with using Zopa services and the app is easy to use and manage. Reviewed on: 21st February 2023

Great

Would recommended, has been a great help Reviewed on: 21st February 2023

Friends

Very easy very easy very easy very easy Reviewed on: 21st February 2023

Brilliant service

Really easy to manage, great app, many thanks! Reviewed on: 21st February 2023

really happy with this company

very quick application process. love the app. Reviewed on: 21st February 2023

Amazing

Amazing I would recommend to my family and friends all good Reviewed on: 21st February 2023

Brilliant little life saver!

Zopa has been brilliant! Easy to apply, manageable credit limit and low monthly repayments. This is my second time having a credit card with Zopa and it’s by far my favourite. Reviewed on: 21st February 2023

Top notch stuff

Every interaction has been a perfect one. Thank you Zopa Reviewed on: 21st February 2023

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