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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Great

5
Would recommended, has been a great help Reviewed on: 21st February 2023

Friends

5
Very easy very easy very easy very easy Reviewed on: 21st February 2023

Brilliant service

5
Really easy to manage, great app, many thanks! Reviewed on: 21st February 2023

really happy with this company

5
very quick application process. love the app. Reviewed on: 21st February 2023

Amazing

4
Amazing I would recommend to my family and friends all good Reviewed on: 21st February 2023

Brilliant little life saver!

4
Zopa has been brilliant! Easy to apply, manageable credit limit and low monthly repayments. This is my second time having a credit card with Zopa and it’s by far my favourite. Reviewed on: 21st February 2023

Top notch stuff

5
Every interaction has been a perfect one. Thank you Zopa Reviewed on: 21st February 2023

Fantastic

4
Great credit card. Easy to add to iphone Reviewed on: 21st February 2023

Great

5
Great value easy to do the paperwork Reviewed on: 21st February 2023

Simple and easy.

5
Great for building credit rating easy to use and reliable App. I really like the emergency credit buffer which keeps some credit in reserve just in case. Reviewed on: 21st February 2023

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