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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Helpful support

Support always available when needed Reviewed on: 21st February 2023

Is great company

Is easy to use and help alot in emergency time Reviewed on: 21st February 2023

Overall good

Great customer service. Great credit card Reviewed on: 21st February 2023

Credit score not updating

Useful card and app, simple enough and easy to track. Credit score on the app doesn’t update though and hasn’t since approval. Mine increased significantly over 6 months ago and nothing changes on the app score despite being supposedly updated regularly. Reviewed on: 21st February 2023

Very helpful card

Very happy with the service only to happy to help you Reviewed on: 21st February 2023

Best credit card

I used zopa as I had a low credit score I was able to pay off the rest of my wedding and marry my beautiful wife. I happily recommend this company to my friends to use Reviewed on: 21st February 2023

Relabel

Very pleased ,easy costumer care, clear terms and conditions Reviewed on: 21st February 2023

Customer service

Excellent service, very easy to talk too, very helpful and pleasant Reviewed on: 21st February 2023

Amazing

So easy to use and understand. Great support and excellent customer support. Reviewed on: 21st February 2023

Life is made easy by such great service

No hassle use of credit card , I use the app and all is straightforward Reviewed on: 21st February 2023

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