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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Reliable company

Helped with my finances by offering good deals Reviewed on: 21st February 2023

Fantastic

Fantastic rates and easy to use app to monitor spending Reviewed on: 21st February 2023

Excellent

Very good company and great customer service Reviewed on: 21st February 2023

Genial

Muy justos a la hora de brindar apoyo económico Reviewed on: 21st February 2023

Reliable Service

Zopa take all circumstances into account and provide a great, reliable service. Reviewed on: 21st February 2023

Excellent company

I am very happy with this credit card company Reviewed on: 21st February 2023

Simple process and easy app

Very simple application process, everything is easy to work with in the app. Love the simplicity (but retaining useful functionality) of the app. Reviewed on: 21st February 2023

Best credit card.

Everything is good about Zopa. Zopa is the Good. Reviewed on: 21st February 2023

A top notch credit company

Zopa made life easier and simpler for me when I started with them Reduced interest rate and swift banking platforms Infact just give them the award They’re the best so far Reviewed on: 21st February 2023

What a great customer experience

Friendly polite caring company it’s with great service like this and knowledgeable team that makes all the difference Reviewed on: 21st February 2023

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