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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very straight forward

Has helped me build my credit score Reviewed on: 21st February 2023

Really good service

ZOPA really helped me with obtaining a credit card and there customer service is excellent! Reviewed on: 21st February 2023

Easy to use

Zopa are amazing they make using the app very easy to use as well as they give you helpful tips and warning if ever needed, overall amazing to be with Zopa Reviewed on: 21st February 2023

Favourite review

Zopa credit card is straightforward when applying for. I especially like payment system which is efficient, easy and quick. Reviewed on: 21st February 2023

Good service

Easy app to use and helped me with my financial difficulties Reviewed on: 21st February 2023

Best Credit Card

Everything about Zopa is first class consider applying as you won’t be disappointed with the service and the cards yse Reviewed on: 21st February 2023

Best credit company

I love this card because easy app and correct company! Reviewed on: 21st February 2023

Helpful support

Support always available when needed Reviewed on: 21st February 2023

Is great company

Is easy to use and help alot in emergency time Reviewed on: 21st February 2023

Overall good

Great customer service. Great credit card Reviewed on: 21st February 2023

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