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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic

Zopa is a good credit card company the application is fast Reviewed on: 21st February 2023

Great Credit Card and App

The App is soo easy to navigate around and use with the options to change your app payment date which is helpful when you’ve changed jobs Reviewed on: 21st February 2023

Baba

Skajvvgagahhshshshdhd shsjsjsjdjdjhszjjzhzhd shahsjjamfppqbs aha Reviewed on: 21st February 2023

Recommend, building my credit score

Helping my credit score massively Reviewed on: 21st February 2023

Good company

Your company helped me when I need it most, so I will recommend Zopa for my family and my good friends to your company,I wished Zopa more progress in their dealings. Reviewed on: 21st February 2023

Great service

Always there to help. Been with zopa a few years now and always been there to help Reviewed on: 21st February 2023

Perfect Credit Card

Zoopa have excelled beyond all expectations. A great company to use! Reviewed on: 21st February 2023

A good company

Needed a credit card, Zopa came out top. Nice card company, a little confusing when it comes to what to pay and when and cannot rely on emails from them, but if you keep an eye on your account then yes I would recommend to others Reviewed on: 21st February 2023

Easy and simple to manage

Excellent credit service, easy to manage online or via the App. Brilliant communication when payments are due. Would highly recommend. Reviewed on: 21st February 2023

Credit card

My Zopa card enabled me to cover an unexpected bill Reviewed on: 21st February 2023

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