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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Recommend, building my credit score

Helping my credit score massively Reviewed on: 21st February 2023

Good company

Your company helped me when I need it most, so I will recommend Zopa for my family and my good friends to your company,I wished Zopa more progress in their dealings. Reviewed on: 21st February 2023

Great service

Always there to help. Been with zopa a few years now and always been there to help Reviewed on: 21st February 2023

Perfect Credit Card

Zoopa have excelled beyond all expectations. A great company to use! Reviewed on: 21st February 2023

A good company

Needed a credit card, Zopa came out top. Nice card company, a little confusing when it comes to what to pay and when and cannot rely on emails from them, but if you keep an eye on your account then yes I would recommend to others Reviewed on: 21st February 2023

Easy and simple to manage

Excellent credit service, easy to manage online or via the App. Brilliant communication when payments are due. Would highly recommend. Reviewed on: 21st February 2023

Credit card

My Zopa card enabled me to cover an unexpected bill Reviewed on: 21st February 2023

Excellent

Easy to navigate app with excellent and attentive customer service as and when needed. Feel at ease with my finances with Zopa. Reviewed on: 21st February 2023

Excellent Professional Company

Great spin business with Xopa as any time you talk with them you call is handled by a very professional employee who understands their systems with empathy about the questions raised. Reviewed on: 21st February 2023

Great

Excellent company I've been with them now 1yr, not ad any problems Reviewed on: 21st February 2023

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