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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Easy to navigate app with excellent and attentive customer service as and when needed. Feel at ease with my finances with Zopa. Reviewed on: 21st February 2023

Excellent Professional Company

Great spin business with Xopa as any time you talk with them you call is handled by a very professional employee who understands their systems with empathy about the questions raised. Reviewed on: 21st February 2023

Great

Excellent company I've been with them now 1yr, not ad any problems Reviewed on: 21st February 2023

Excellent Service

Very good company to work with simple Reviewed on: 21st February 2023

Basic but works perfectly

It seems like no frills but simple and easy process. No need to speak with anyone as all manges via app. Easy and flexible Reviewed on: 21st February 2023

Amazing

Amazing company, great customer service Reviewed on: 21st February 2023

Good honest provider

Honestly couldn’t find a single fault or improvement that I would like. Great provider nice easy app and support Reviewed on: 21st February 2023

Credit card and Zopa review

Great safe credit card two step verification is great. Feel safe keep you updated with new things there working in to make life better for the customer Reviewed on: 21st February 2023

Excellent customer services.

Best customer services and mobile app support that provides solution to almost questions. Reviewed on: 21st February 2023

Card

Really great company would recommend Reviewed on: 21st February 2023

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