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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic service from Zopa.

Fantastic service, app is great and easy to use, regular updates and alerts as to what's going on and new offers. Brilliant. Reviewed on: 21st February 2023

Good all round card

Good all round card with a good app to support Reviewed on: 21st February 2023

The best of the BEST

Zopa is everything I’ve wanted from a credit card, and continues to get better and better. Reviewed on: 21st February 2023

Lovely experience and understanding staff

I have had a great experience. I love the people there anytime I have an issue they help out. Reviewed on: 21st February 2023

Service

Great service and very good app. First my experience with a Zopa company and I am very satisfied. Reviewed on: 21st February 2023

Excellent

Great credit card company would highly recommend Reviewed on: 21st February 2023

Credit card

Very reliable, quick service , very helpful when needed Reviewed on: 21st February 2023

Excellent advice when needed and great feedback from customer services.

Well recommended to all types of customers. Reviewed on: 21st February 2023

Good interest, good communication

Good interest, good communication Reviewed on: 21st February 2023

Easy to access money and put money into account

Always getting emails when payments are due, easy to access your account and details. Reviewed on: 21st February 2023

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