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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,505 reviews, last reviewed 10th Apr 2026
156300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026
Paddy Henny's avatar
Paddy Henny

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43505)

Amazing

5
zoma is wonderful, easy to apply, easy to use Reviewed on: 21st February 2023
Geovana Alexandra's avatar
Geovana Alexandra

Amazing

5
Great company, great communication, fast decision and delivery of credit card. Reviewed on: 21st February 2023
Zoe's avatar
Zoe

Number one credit card company

5
very good service all round, polite operators, always there to listen and very professional Reviewed on: 21st February 2023
Luigi Postiglione's avatar
Luigi Postiglione

great customer service easy app.

5
Great service easy to use app and always alert you via text with changes etc. Reviewed on: 21st February 2023
Rachel Yen's avatar
Rachel Yen

Does the job

3
To be fair the card and app are straight forward and easy to use. Reviewed on: 21st February 2023
Joanne Williams's avatar
Joanne Williams

Awesome

5
They are a awesome team there app is easy to use if you have a problem they help you they don't belittle you Reviewed on: 21st February 2023
Angie Parkin's avatar
Angie Parkin

The most user friendly finance provider ever!

5
I am thrilled to have discovered Zopa. They have a huge variety of features to choose from to help you manage your finances more effectively. The main advantage of Zopa for me is the ease of use. The app is brilliantly designed, clean and extremely user friendly and the customer service is second to none. Would absolutely recommend Zopa to anyone looking for a forward thinking finance provider. Reviewed on: 21st February 2023
Brandon Walker's avatar
Brandon Walker

Fantastic first class Top brand

5
Can't fault Zopa they are outstanding Reviewed on: 21st February 2023
Warren 's avatar
Warren

Building credit rating

5
Applied for Zopa got credit card and almost instantly started to see improvement in my credit rating would definitely ay go with them Reviewed on: 21st February 2023
leejohnson1977@hotmail.co.uk's avatar
[email protected]

Great card

5
Very easy to use helpful customer service Reviewed on: 21st February 2023
Grant Boatman's avatar
Grant Boatman

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