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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Credit card

Easy the use and pay on the app Reviewed on: 21st February 2023

Excellent app and great customer service

Easy to apply for card. App is easy to navigate. Also facilitates an access to your borrowing power and affords extremely useful savings advice and tips. Reviewed on: 21st February 2023

Best Loan provider

Applying for a Zopa credit card was so easy the service is good and I receive frequent emails to keep me informed of my status Reviewed on: 21st February 2023

It's OK

Not bad could be better apart from that it's good to use Reviewed on: 21st February 2023

Best service

So much imptessive and ease of mind. Reviewed on: 21st February 2023

smooth and efficient credit

Find the Zopa app really efficient and smooth, wouldn’t want to manage my finances any other way:) Reviewed on: 21st February 2023

Really lovely people on the customer service telephone when I ring them up very helpful

They always explain things in detail and are very helpful and kind Reviewed on: 21st February 2023

Terrific Brilliant

Fantastic service. Everything is there for you step by step Reviewed on: 21st February 2023

Perfect

Simple to use ,handy app.perfect customer service Reviewed on: 21st February 2023

Top card

Very Good card never had any issues. Well recommended indeed. Reviewed on: 21st February 2023

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