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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit card company

Easiest to manage and best customer service around so this is by far the best credit card Reviewed on: 21st February 2023

Best credit card provider

Best credit card provider and easy to use Reviewed on: 21st February 2023

Excellent

Easy application, easy app , great customer service Reviewed on: 21st February 2023

Does what a lot of credit cards don't

Here's the thing. When you pay your credit card bill it takes most cards 3-4 days to update the payment. Zopa don't - it's paid and shows up immediately. Massive thumbs up for this. Reviewed on: 21st February 2023

Credit card of the future

The Zopa app experience really is great, the notifications facility keeps me right up to date on my spending budget, I know exactly where I am up to with my personal finances all the time. Highly recommended! Reviewed on: 21st February 2023

Amazing Credit card

I love you the app is very easy to use. We need the app pay support Zopa please, Apart from that it’s an amazing credit card. Reviewed on: 21st February 2023

Best credit card ever

It’s so easy to use and manage finances with zopa i love it Reviewed on: 21st February 2023

ZOPA review

Zopa has proved to be a useful asset with an easy to use app and customer service Reviewed on: 21st February 2023

Amazing experience, easy to use

Easy to use and fantastic customer service. Reviewed on: 21st February 2023

Great simple card to use

Great simple credit card to use always have messages from them explaining and telling your credit limit etc:) Reviewed on: 21st February 2023

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