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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Zopa Credit Card

I have been more than happy with my credit card and the ease of use of the app. Reviewed on: 21st February 2023

Well done to everyone involved in the company

One of the best credit cards out there. Reviewed on: 21st February 2023

Excellent

Great service, brilliant app and good rate! Reviewed on: 21st February 2023

Fantastic company great customer service

A* has really helped to rebuild my credit Reviewed on: 21st February 2023

Great company

Ever since joining zopa, I’ve had no difficulty in managing my finances, customer service is excellent, all round I recommend them. Reviewed on: 21st February 2023

Great experience

Great company website and app easy to use Reviewed on: 21st February 2023

Zopa credit card

Fast and easy to get a decision in seconds, and the app for zopa is really easy to use. Highly recommend. Reviewed on: 21st February 2023

Fast and freindky

I have had a very positive experience with this company. Any queries I have had have been resolved in a fast and friendly manner Reviewed on: 21st February 2023

The magic card (zopa)it makes my transaction easy every day

Very easy and friendly users. Always reliable and efficient service Reviewed on: 21st February 2023

Amazing company

I can’t fault this company at all! Reviewed on: 21st February 2023

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