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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Does what a lot of credit cards don't

Here's the thing. When you pay your credit card bill it takes most cards 3-4 days to update the payment. Zopa don't - it's paid and shows up immediately. Massive thumbs up for this. Reviewed on: 21st February 2023

Credit card of the future

The Zopa app experience really is great, the notifications facility keeps me right up to date on my spending budget, I know exactly where I am up to with my personal finances all the time. Highly recommended! Reviewed on: 21st February 2023

Amazing Credit card

I love you the app is very easy to use. We need the app pay support Zopa please, Apart from that it’s an amazing credit card. Reviewed on: 21st February 2023

Best credit card ever

It’s so easy to use and manage finances with zopa i love it Reviewed on: 21st February 2023

ZOPA review

Zopa has proved to be a useful asset with an easy to use app and customer service Reviewed on: 21st February 2023

Amazing experience, easy to use

Easy to use and fantastic customer service. Reviewed on: 21st February 2023

Great simple card to use

Great simple credit card to use always have messages from them explaining and telling your credit limit etc:) Reviewed on: 21st February 2023

Great credit card

Great credit card, had no issues with the card at all. Low interest rates! Reviewed on: 21st February 2023

Just a good service throughout

I feel confident that they are working for my best interest Reviewed on: 21st February 2023

Good provider

Easy to use and has a great app always receive messages to let me know when debit is due Reviewed on: 21st February 2023

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