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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Helpful, responsible, convenient

Very helpful app. I am able to cap and track my spending. I can limit my card to not use all my credit. I can make payments easily, I can pay my card bill easily. Its so convenient. Reviewed on: 21st February 2023

Excellent service

Excellent service and friendly support, would definitely recommend Reviewed on: 21st February 2023

The best credit card

It is reliable , easy to use and great information of using the credit. Reviewed on: 21st February 2023

Helped me lots

I decided to get a credit card to help with my credit score. Previously it was sitting at needed improvement and now I have an excellent credit score, I am very thankful Reviewed on: 21st February 2023

Best of the best

Zopa is one of the best cards I have had and the customer service and also features on the app are second to none!! Never had a problem everthing is easy and they are so helpful if needed I recommend them to everyone Reviewed on: 21st February 2023

Good service

Good service just need increase limit quicker when had it a while and good with payments Reviewed on: 21st February 2023

Easy and quality service

Easy application. Quick setup. User friendly app! Reviewed on: 21st February 2023

Nice bank

very good bank, and exceeds all expectations. Reviewed on: 21st February 2023

Easy and safe

A great card to have in your wallet for those out of payday expenses simply to use with great security Reviewed on: 21st February 2023

Top notch

Brilliant service as always highly recommend to others. There to look after there customer and ensure they are fully kept up to date with everything going on Reviewed on: 21st February 2023

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