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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Great customer service

Can always get hold of someone to help Reviewed on: 21st February 2023

Fantastic card

No hassle card straight forward application Reviewed on: 21st February 2023

Good service

Very friendly service, quick resolved problem Reviewed on: 21st February 2023

Brilliant company

Great customer service, always on hand to help Reviewed on: 21st February 2023

Great company with great support

Great support from a great company always go the extra mile to help you out Reviewed on: 21st February 2023

Simple and Powerful!

Very easy to use and with great help and power Reviewed on: 21st February 2023

Great service by Zopa

It was so easy getting into Zopa and everything is made easy and convenient to use Reviewed on: 21st February 2023

Fabulous service

Very easy to set up & use, always get information of the app will highly recommend Reviewed on: 21st February 2023

Very efficient and very helpful

Application process was very clear and easy to go through. Reviewed on: 21st February 2023

Best one.

I recommend it to everyone. Is something that I can't explain in words. It helped me so much Reviewed on: 21st February 2023

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