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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit Card client

Ive applied for Zopa credit card when I had a low credit score. I was surprised when they approved it. So thank you Zopa for the helping hand when I need it the most. I just gave 4 stars for the review since the interest is a bit high, but still glad they’ve helped me in times of need. Reviewed on: 21st February 2023

Zopa is there when you need them. A credit card with class.

When I needed extra money, Zopa was available. They issued me a card, didn't ask any challenging questions, and helped me keep on top of my payments. A credit card with class. Reviewed on: 21st February 2023

brillant

Very good Customer service , very good product and tools Reviewed on: 21st February 2023

Easy to use

Super service easy to use. I find the app great Reviewed on: 21st February 2023

Great company

Easy to communicate with, app very useful and easy to use , no complaints with Zopa Reviewed on: 21st February 2023

Excellent

Amazing easy to use very very help fully Reviewed on: 21st February 2023

Easy and flexible to manage

The whole process has been quite simple to manage and set up Reviewed on: 21st February 2023

Easy, informative, perfect

Zopa is great, never have any issues with Zopa or their services. The app that’s connected to the credit card is easy to use, you always know where you stand with everything. I would definitely recommend to a friend or family! Reviewed on: 21st February 2023

Service

Very easy to use and reliable. Its the perfect card anyone can have. Reviewed on: 21st February 2023

Always great service

I was accepted for a credit card when my credit score was not great and I have had a few issues however zopa have always been really helpful Reviewed on: 21st February 2023

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