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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Ramune

Super service, easy and convenient to use, everything is very clear and simple. Ideal! Reviewed on: 21st February 2023

Excellent service!

Very good service with VISA experience. Reviewed on: 21st February 2023

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ascfefs rthfnhr erhgdhnrth fhtjt erg Reviewed on: 21st February 2023

actual friendly customer service who listen

was easy application, everything was explained and customer service is great Reviewed on: 21st February 2023

wonderful

Zopa account is very useful and very good Reviewed on: 21st February 2023

Quick easy reliable

As the title really, it was super quick to get my card, it was easy to apply and I have had to contact Custer service to change my personal details once and they were so helpful. I would 100% recommend 5*** Reviewed on: 21st February 2023

Excellent

Great service from those who I have had to deal with. The features on the app are very helpful & I love when I pay my credit card bill I can see it straight away and don’t have to wait a few days to ensure balance has been cleared Reviewed on: 21st February 2023

Very good

Zopa help me to build up my credit Reviewed on: 21st February 2023

Easy to understand

Easy use app Everything laid out nice and simple Reviewed on: 21st February 2023

Easy app and easy to deal with

The Zopa app interface is very easy to navigate and it’s very simple to use Reviewed on: 21st February 2023

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