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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use

Super service easy to use. I find the app great Reviewed on: 21st February 2023

Great company

Easy to communicate with, app very useful and easy to use , no complaints with Zopa Reviewed on: 21st February 2023

Excellent

Amazing easy to use very very help fully Reviewed on: 21st February 2023

Easy and flexible to manage

The whole process has been quite simple to manage and set up Reviewed on: 21st February 2023

Easy, informative, perfect

Zopa is great, never have any issues with Zopa or their services. The app that’s connected to the credit card is easy to use, you always know where you stand with everything. I would definitely recommend to a friend or family! Reviewed on: 21st February 2023

Service

Very easy to use and reliable. Its the perfect card anyone can have. Reviewed on: 21st February 2023

Always great service

I was accepted for a credit card when my credit score was not great and I have had a few issues however zopa have always been really helpful Reviewed on: 21st February 2023

Ramune

Super service, easy and convenient to use, everything is very clear and simple. Ideal! Reviewed on: 21st February 2023

Excellent service!

Very good service with VISA experience. Reviewed on: 21st February 2023

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